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At today's rate and a 90% mortgage, the deposit on this unit is about HK$302K, with repayments around HK$13,193/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$302K · loan HK$2.72M · min. income ≈ HK$26,386/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 266 Saleable ft²
- Gross Area
- 326 ft²
- Efficiency
- 82%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-11 | HK$2.38M | −39.0% 6.1y · −6.0%/yr |
| 2020-02-05 | HK$3.90M | +96.0% 7.6y · 13.0%/yr |
| 2012-06-08 | HK$1.99M | +48.5% |
| 2010-09-06 | HK$1.34M | +36.7% |
| 2008-07-14 | HK$980K | −23.4% |
| 1997-04-19 | HK$1.28M | — |