▼ 0.50% · 3.625%
HK$4,207
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,338
−HK$132/mo
Today · 4.125%
HK$4,470
baseline
▲ 0.50% · 4.625%
HK$4,743
+HK$273/mo
Deposit HK$922K · loan HK$922K · min. income ≈ HK$8,940/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,680
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,805
−HK$128/mo
Today · 4.125%
HK$4,933
baseline
▲ 0.50% · 4.625%
HK$5,193
+HK$260/mo
Deposit HK$922K · loan HK$922K · min. income ≈ HK$9,866/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,627
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,771
−HK$147/mo
Today · 4.125%
HK$4,918
baseline
▲ 0.50% · 4.625%
HK$5,217
+HK$299/mo
Deposit HK$830K · loan HK$1.01M · min. income ≈ HK$9,836/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,148
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,286
−HK$140/mo
Today · 4.125%
HK$5,426
baseline
▲ 0.50% · 4.625%
HK$5,712
+HK$286/mo
Deposit HK$830K · loan HK$1.01M · min. income ≈ HK$10,852/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,048
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,205
−HK$160/mo
Today · 4.125%
HK$5,365
baseline
▲ 0.50% · 4.625%
HK$5,691
+HK$326/mo
Deposit HK$738K · loan HK$1.11M · min. income ≈ HK$10,730/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,616
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,767
−HK$152/mo
Today · 4.125%
HK$5,919
baseline
▲ 0.50% · 4.625%
HK$6,231
+HK$312/mo
Deposit HK$738K · loan HK$1.11M · min. income ≈ HK$11,838/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,469
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,639
−HK$173/mo
Today · 4.125%
HK$5,812
baseline
▲ 0.50% · 4.625%
HK$6,165
+HK$353/mo
Deposit HK$646K · loan HK$1.20M · min. income ≈ HK$11,624/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,084
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,247
−HK$166/mo
Today · 4.125%
HK$6,413
baseline
▲ 0.50% · 4.625%
HK$6,751
+HK$338/mo
Deposit HK$646K · loan HK$1.20M · min. income ≈ HK$12,826/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,889
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,073
−HK$186/mo
Today · 4.125%
HK$6,259
baseline
▲ 0.50% · 4.625%
HK$6,640
+HK$381/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$12,518/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,552
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,728
−HK$178/mo
Today · 4.125%
HK$6,906
baseline
▲ 0.50% · 4.625%
HK$7,270
+HK$364/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$13,812/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,310
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,506
−HK$200/mo
Today · 4.125%
HK$6,706
baseline
▲ 0.50% · 4.625%
HK$7,114
+HK$408/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$13,412/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,020
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,208
−HK$191/mo
Today · 4.125%
HK$7,399
baseline
▲ 0.50% · 4.625%
HK$7,789
+HK$390/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$14,798/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,731
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,940
−HK$213/mo
Today · 4.125%
HK$7,153
baseline
▲ 0.50% · 4.625%
HK$7,588
+HK$435/mo
Deposit HK$369K · loan HK$1.48M · min. income ≈ HK$14,306/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,488
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,689
−HK$203/mo
Today · 4.125%
HK$7,892
baseline
▲ 0.50% · 4.625%
HK$8,308
+HK$416/mo
Deposit HK$369K · loan HK$1.48M · min. income ≈ HK$15,784/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,151
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,374
−HK$226/mo
Today · 4.125%
HK$7,600
baseline
▲ 0.50% · 4.625%
HK$8,062
+HK$462/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$15,200/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,956
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,169
−HK$217/mo
Today · 4.125%
HK$8,386
baseline
▲ 0.50% · 4.625%
HK$8,828
+HK$442/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$16,772/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,572
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,808
−HK$239/mo
Today · 4.125%
HK$8,047
baseline
▲ 0.50% · 4.625%
HK$8,537
+HK$490/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$16,094/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,424
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,650
−HK$229/mo
Today · 4.125%
HK$8,879
baseline
▲ 0.50% · 4.625%
HK$9,347
+HK$468/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$17,758/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).