▼ 0.50% · 3.625%
HK$2,540
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,619
−HK$81/mo
Today · 4.125%
HK$2,700
baseline
▲ 0.50% · 4.625%
HK$2,864
+HK$164/mo
Deposit HK$557K · loan HK$557K · min. income ≈ HK$5,400/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,826
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,902
−HK$77/mo
Today · 4.125%
HK$2,979
baseline
▲ 0.50% · 4.625%
HK$3,136
+HK$157/mo
Deposit HK$557K · loan HK$557K · min. income ≈ HK$5,958/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,794
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,881
−HK$89/mo
Today · 4.125%
HK$2,970
baseline
▲ 0.50% · 4.625%
HK$3,150
+HK$180/mo
Deposit HK$501K · loan HK$613K · min. income ≈ HK$5,940/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,109
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,192
−HK$85/mo
Today · 4.125%
HK$3,277
baseline
▲ 0.50% · 4.625%
HK$3,449
+HK$172/mo
Deposit HK$501K · loan HK$613K · min. income ≈ HK$6,554/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,048
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,143
−HK$97/mo
Today · 4.125%
HK$3,240
baseline
▲ 0.50% · 4.625%
HK$3,437
+HK$197/mo
Deposit HK$446K · loan HK$668K · min. income ≈ HK$6,480/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,391
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,482
−HK$93/mo
Today · 4.125%
HK$3,575
baseline
▲ 0.50% · 4.625%
HK$3,763
+HK$188/mo
Deposit HK$446K · loan HK$668K · min. income ≈ HK$7,150/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,302
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,405
−HK$105/mo
Today · 4.125%
HK$3,510
baseline
▲ 0.50% · 4.625%
HK$3,723
+HK$213/mo
Deposit HK$390K · loan HK$724K · min. income ≈ HK$7,020/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,674
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,772
−HK$100/mo
Today · 4.125%
HK$3,872
baseline
▲ 0.50% · 4.625%
HK$4,077
+HK$205/mo
Deposit HK$390K · loan HK$724K · min. income ≈ HK$7,744/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,556
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,667
−HK$112/mo
Today · 4.125%
HK$3,779
baseline
▲ 0.50% · 4.625%
HK$4,009
+HK$230/mo
Deposit HK$334K · loan HK$780K · min. income ≈ HK$7,558/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,957
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,063
−HK$107/mo
Today · 4.125%
HK$4,170
baseline
▲ 0.50% · 4.625%
HK$4,390
+HK$220/mo
Deposit HK$334K · loan HK$780K · min. income ≈ HK$8,340/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,810
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,929
−HK$120/mo
Today · 4.125%
HK$4,049
baseline
▲ 0.50% · 4.625%
HK$4,296
+HK$247/mo
Deposit HK$279K · loan HK$836K · min. income ≈ HK$8,098/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,239
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,353
−HK$115/mo
Today · 4.125%
HK$4,468
baseline
▲ 0.50% · 4.625%
HK$4,704
+HK$236/mo
Deposit HK$279K · loan HK$836K · min. income ≈ HK$8,936/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,065
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,191
−HK$128/mo
Today · 4.125%
HK$4,319
baseline
▲ 0.50% · 4.625%
HK$4,582
+HK$263/mo
Deposit HK$223K · loan HK$891K · min. income ≈ HK$8,638/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,522
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,643
−HK$123/mo
Today · 4.125%
HK$4,766
baseline
▲ 0.50% · 4.625%
HK$5,017
+HK$251/mo
Deposit HK$223K · loan HK$891K · min. income ≈ HK$9,532/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,319
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,453
−HK$136/mo
Today · 4.125%
HK$4,589
baseline
▲ 0.50% · 4.625%
HK$4,869
+HK$280/mo
Deposit HK$167K · loan HK$947K · min. income ≈ HK$9,178/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,804
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,933
−HK$131/mo
Today · 4.125%
HK$5,064
baseline
▲ 0.50% · 4.625%
HK$5,331
+HK$267/mo
Deposit HK$167K · loan HK$947K · min. income ≈ HK$10,128/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,573
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,715
−HK$144/mo
Today · 4.125%
HK$4,859
baseline
▲ 0.50% · 4.625%
HK$5,155
+HK$296/mo
Deposit HK$111K · loan HK$1.00M · min. income ≈ HK$9,718/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,087
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,223
−HK$139/mo
Today · 4.125%
HK$5,362
baseline
▲ 0.50% · 4.625%
HK$5,644
+HK$282/mo
Deposit HK$111K · loan HK$1.00M · min. income ≈ HK$10,724/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).