▼ 0.50% · 3.625%
HK$2,064
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,128
−HK$65/mo
Today · 4.125%
HK$2,193
baseline
▲ 0.50% · 4.625%
HK$2,326
+HK$133/mo
Deposit HK$452K · loan HK$452K · min. income ≈ HK$4,386/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,296
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,357
−HK$63/mo
Today · 4.125%
HK$2,420
baseline
▲ 0.50% · 4.625%
HK$2,547
+HK$127/mo
Deposit HK$452K · loan HK$452K · min. income ≈ HK$4,840/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,270
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,341
−HK$71/mo
Today · 4.125%
HK$2,412
baseline
▲ 0.50% · 4.625%
HK$2,559
+HK$147/mo
Deposit HK$407K · loan HK$498K · min. income ≈ HK$4,824/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,525
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,593
−HK$69/mo
Today · 4.125%
HK$2,662
baseline
▲ 0.50% · 4.625%
HK$2,802
+HK$140/mo
Deposit HK$407K · loan HK$498K · min. income ≈ HK$5,324/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,476
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,553
−HK$79/mo
Today · 4.125%
HK$2,632
baseline
▲ 0.50% · 4.625%
HK$2,792
+HK$160/mo
Deposit HK$362K · loan HK$543K · min. income ≈ HK$5,264/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,755
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,829
−HK$75/mo
Today · 4.125%
HK$2,904
baseline
▲ 0.50% · 4.625%
HK$3,057
+HK$153/mo
Deposit HK$362K · loan HK$543K · min. income ≈ HK$5,808/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,683
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,766
−HK$85/mo
Today · 4.125%
HK$2,851
baseline
▲ 0.50% · 4.625%
HK$3,024
+HK$173/mo
Deposit HK$317K · loan HK$588K · min. income ≈ HK$5,702/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,984
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,064
−HK$82/mo
Today · 4.125%
HK$3,146
baseline
▲ 0.50% · 4.625%
HK$3,311
+HK$165/mo
Deposit HK$317K · loan HK$588K · min. income ≈ HK$6,292/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,889
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,979
−HK$91/mo
Today · 4.125%
HK$3,070
baseline
▲ 0.50% · 4.625%
HK$3,257
+HK$187/mo
Deposit HK$271K · loan HK$633K · min. income ≈ HK$6,140/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,214
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,300
−HK$88/mo
Today · 4.125%
HK$3,388
baseline
▲ 0.50% · 4.625%
HK$3,566
+HK$178/mo
Deposit HK$271K · loan HK$633K · min. income ≈ HK$6,776/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,095
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,192
−HK$97/mo
Today · 4.125%
HK$3,289
baseline
▲ 0.50% · 4.625%
HK$3,490
+HK$201/mo
Deposit HK$226K · loan HK$679K · min. income ≈ HK$6,578/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,444
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,536
−HK$94/mo
Today · 4.125%
HK$3,630
baseline
▲ 0.50% · 4.625%
HK$3,821
+HK$191/mo
Deposit HK$226K · loan HK$679K · min. income ≈ HK$7,260/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,302
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,404
−HK$105/mo
Today · 4.125%
HK$3,509
baseline
▲ 0.50% · 4.625%
HK$3,722
+HK$213/mo
Deposit HK$181K · loan HK$724K · min. income ≈ HK$7,018/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,673
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,772
−HK$100/mo
Today · 4.125%
HK$3,872
baseline
▲ 0.50% · 4.625%
HK$4,076
+HK$204/mo
Deposit HK$181K · loan HK$724K · min. income ≈ HK$7,744/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,508
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,617
−HK$111/mo
Today · 4.125%
HK$3,728
baseline
▲ 0.50% · 4.625%
HK$3,955
+HK$227/mo
Deposit HK$136K · loan HK$769K · min. income ≈ HK$7,456/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,903
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,007
−HK$107/mo
Today · 4.125%
HK$4,114
baseline
▲ 0.50% · 4.625%
HK$4,330
+HK$216/mo
Deposit HK$136K · loan HK$769K · min. income ≈ HK$8,228/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,714
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,830
−HK$117/mo
Today · 4.125%
HK$3,947
baseline
▲ 0.50% · 4.625%
HK$4,188
+HK$241/mo
Deposit HK$90K · loan HK$814K · min. income ≈ HK$7,894/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,132
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,243
−HK$113/mo
Today · 4.125%
HK$4,356
baseline
▲ 0.50% · 4.625%
HK$4,585
+HK$229/mo
Deposit HK$90K · loan HK$814K · min. income ≈ HK$8,712/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).