▼ 0.50% · 3.625%
HK$2,249
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,319
−HK$71/mo
Today · 4.125%
HK$2,390
baseline
▲ 0.50% · 4.625%
HK$2,535
+HK$145/mo
Deposit HK$493K · loan HK$493K · min. income ≈ HK$4,780/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,502
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,569
−HK$68/mo
Today · 4.125%
HK$2,637
baseline
▲ 0.50% · 4.625%
HK$2,776
+HK$139/mo
Deposit HK$493K · loan HK$493K · min. income ≈ HK$5,274/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,474
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,550
−HK$79/mo
Today · 4.125%
HK$2,629
baseline
▲ 0.50% · 4.625%
HK$2,789
+HK$160/mo
Deposit HK$444K · loan HK$542K · min. income ≈ HK$5,258/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,752
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,826
−HK$74/mo
Today · 4.125%
HK$2,900
baseline
▲ 0.50% · 4.625%
HK$3,053
+HK$153/mo
Deposit HK$444K · loan HK$542K · min. income ≈ HK$5,800/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,698
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,782
−HK$86/mo
Today · 4.125%
HK$2,868
baseline
▲ 0.50% · 4.625%
HK$3,042
+HK$174/mo
Deposit HK$394K · loan HK$592K · min. income ≈ HK$5,736/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,002
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,082
−HK$82/mo
Today · 4.125%
HK$3,164
baseline
▲ 0.50% · 4.625%
HK$3,331
+HK$167/mo
Deposit HK$394K · loan HK$592K · min. income ≈ HK$6,328/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,923
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,014
−HK$93/mo
Today · 4.125%
HK$3,107
baseline
▲ 0.50% · 4.625%
HK$3,296
+HK$189/mo
Deposit HK$345K · loan HK$641K · min. income ≈ HK$6,214/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,252
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,339
−HK$89/mo
Today · 4.125%
HK$3,428
baseline
▲ 0.50% · 4.625%
HK$3,608
+HK$180/mo
Deposit HK$345K · loan HK$641K · min. income ≈ HK$6,856/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,148
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,246
−HK$100/mo
Today · 4.125%
HK$3,346
baseline
▲ 0.50% · 4.625%
HK$3,549
+HK$203/mo
Deposit HK$296K · loan HK$690K · min. income ≈ HK$6,692/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,502
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,596
−HK$95/mo
Today · 4.125%
HK$3,691
baseline
▲ 0.50% · 4.625%
HK$3,886
+HK$195/mo
Deposit HK$296K · loan HK$690K · min. income ≈ HK$7,382/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,373
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,478
−HK$106/mo
Today · 4.125%
HK$3,584
baseline
▲ 0.50% · 4.625%
HK$3,803
+HK$219/mo
Deposit HK$247K · loan HK$740K · min. income ≈ HK$7,168/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,752
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,853
−HK$102/mo
Today · 4.125%
HK$3,955
baseline
▲ 0.50% · 4.625%
HK$4,164
+HK$209/mo
Deposit HK$247K · loan HK$740K · min. income ≈ HK$7,910/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,598
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,710
−HK$113/mo
Today · 4.125%
HK$3,823
baseline
▲ 0.50% · 4.625%
HK$4,056
+HK$233/mo
Deposit HK$197K · loan HK$789K · min. income ≈ HK$7,646/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,003
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,110
−HK$109/mo
Today · 4.125%
HK$4,219
baseline
▲ 0.50% · 4.625%
HK$4,441
+HK$222/mo
Deposit HK$197K · loan HK$789K · min. income ≈ HK$8,438/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,823
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,942
−HK$120/mo
Today · 4.125%
HK$4,062
baseline
▲ 0.50% · 4.625%
HK$4,310
+HK$248/mo
Deposit HK$148K · loan HK$838K · min. income ≈ HK$8,124/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,253
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,367
−HK$115/mo
Today · 4.125%
HK$4,482
baseline
▲ 0.50% · 4.625%
HK$4,719
+HK$237/mo
Deposit HK$148K · loan HK$838K · min. income ≈ HK$8,964/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,048
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,173
−HK$128/mo
Today · 4.125%
HK$4,301
baseline
▲ 0.50% · 4.625%
HK$4,563
+HK$262/mo
Deposit HK$99K · loan HK$888K · min. income ≈ HK$8,602/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,503
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,624
−HK$122/mo
Today · 4.125%
HK$4,746
baseline
▲ 0.50% · 4.625%
HK$4,996
+HK$250/mo
Deposit HK$99K · loan HK$888K · min. income ≈ HK$9,492/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).