▼ 0.50% · 3.625%
HK$2,538
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,617
−HK$80/mo
Today · 4.125%
HK$2,697
baseline
▲ 0.50% · 4.625%
HK$2,861
+HK$164/mo
Deposit HK$557K · loan HK$557K · min. income ≈ HK$5,394/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,823
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,899
−HK$77/mo
Today · 4.125%
HK$2,976
baseline
▲ 0.50% · 4.625%
HK$3,133
+HK$157/mo
Deposit HK$557K · loan HK$557K · min. income ≈ HK$5,952/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,792
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,879
−HK$88/mo
Today · 4.125%
HK$2,967
baseline
▲ 0.50% · 4.625%
HK$3,147
+HK$180/mo
Deposit HK$501K · loan HK$612K · min. income ≈ HK$5,934/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,106
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,189
−HK$85/mo
Today · 4.125%
HK$3,274
baseline
▲ 0.50% · 4.625%
HK$3,446
+HK$172/mo
Deposit HK$501K · loan HK$612K · min. income ≈ HK$6,548/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,046
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,140
−HK$97/mo
Today · 4.125%
HK$3,237
baseline
▲ 0.50% · 4.625%
HK$3,433
+HK$196/mo
Deposit HK$445K · loan HK$668K · min. income ≈ HK$6,474/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,388
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,479
−HK$92/mo
Today · 4.125%
HK$3,571
baseline
▲ 0.50% · 4.625%
HK$3,759
+HK$188/mo
Deposit HK$445K · loan HK$668K · min. income ≈ HK$7,142/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,299
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,402
−HK$104/mo
Today · 4.125%
HK$3,506
baseline
▲ 0.50% · 4.625%
HK$3,720
+HK$214/mo
Deposit HK$390K · loan HK$723K · min. income ≈ HK$7,012/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,670
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,769
−HK$100/mo
Today · 4.125%
HK$3,869
baseline
▲ 0.50% · 4.625%
HK$4,073
+HK$204/mo
Deposit HK$390K · loan HK$723K · min. income ≈ HK$7,738/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,553
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,664
−HK$112/mo
Today · 4.125%
HK$3,776
baseline
▲ 0.50% · 4.625%
HK$4,006
+HK$230/mo
Deposit HK$334K · loan HK$779K · min. income ≈ HK$7,552/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,953
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,059
−HK$107/mo
Today · 4.125%
HK$4,166
baseline
▲ 0.50% · 4.625%
HK$4,386
+HK$220/mo
Deposit HK$334K · loan HK$779K · min. income ≈ HK$8,332/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,807
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,925
−HK$121/mo
Today · 4.125%
HK$4,046
baseline
▲ 0.50% · 4.625%
HK$4,292
+HK$246/mo
Deposit HK$278K · loan HK$835K · min. income ≈ HK$8,092/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,235
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,349
−HK$115/mo
Today · 4.125%
HK$4,464
baseline
▲ 0.50% · 4.625%
HK$4,699
+HK$235/mo
Deposit HK$278K · loan HK$835K · min. income ≈ HK$8,928/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,061
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,187
−HK$128/mo
Today · 4.125%
HK$4,315
baseline
▲ 0.50% · 4.625%
HK$4,578
+HK$263/mo
Deposit HK$223K · loan HK$890K · min. income ≈ HK$8,630/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,518
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,639
−HK$123/mo
Today · 4.125%
HK$4,762
baseline
▲ 0.50% · 4.625%
HK$5,013
+HK$251/mo
Deposit HK$223K · loan HK$890K · min. income ≈ HK$9,524/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,315
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,449
−HK$136/mo
Today · 4.125%
HK$4,585
baseline
▲ 0.50% · 4.625%
HK$4,864
+HK$279/mo
Deposit HK$167K · loan HK$946K · min. income ≈ HK$9,170/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,800
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,929
−HK$130/mo
Today · 4.125%
HK$5,059
baseline
▲ 0.50% · 4.625%
HK$5,326
+HK$267/mo
Deposit HK$167K · loan HK$946K · min. income ≈ HK$10,118/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,568
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,710
−HK$145/mo
Today · 4.125%
HK$4,855
baseline
▲ 0.50% · 4.625%
HK$5,150
+HK$295/mo
Deposit HK$111K · loan HK$1.00M · min. income ≈ HK$9,710/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,082
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,218
−HK$139/mo
Today · 4.125%
HK$5,357
baseline
▲ 0.50% · 4.625%
HK$5,639
+HK$282/mo
Deposit HK$111K · loan HK$1.00M · min. income ≈ HK$10,714/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).