▼ 0.50% · 3.625%
HK$2,466
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,543
−HK$78/mo
Today · 4.125%
HK$2,621
baseline
▲ 0.50% · 4.625%
HK$2,780
+HK$159/mo
Deposit HK$541K · loan HK$541K · min. income ≈ HK$5,242/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,744
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,817
−HK$75/mo
Today · 4.125%
HK$2,892
baseline
▲ 0.50% · 4.625%
HK$3,044
+HK$152/mo
Deposit HK$541K · loan HK$541K · min. income ≈ HK$5,784/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,713
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,797
−HK$86/mo
Today · 4.125%
HK$2,883
baseline
▲ 0.50% · 4.625%
HK$3,059
+HK$176/mo
Deposit HK$487K · loan HK$595K · min. income ≈ HK$5,766/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,018
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,099
−HK$82/mo
Today · 4.125%
HK$3,181
baseline
▲ 0.50% · 4.625%
HK$3,349
+HK$168/mo
Deposit HK$487K · loan HK$595K · min. income ≈ HK$6,362/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,960
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,052
−HK$93/mo
Today · 4.125%
HK$3,145
baseline
▲ 0.50% · 4.625%
HK$3,337
+HK$192/mo
Deposit HK$433K · loan HK$649K · min. income ≈ HK$6,290/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,293
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,381
−HK$89/mo
Today · 4.125%
HK$3,470
baseline
▲ 0.50% · 4.625%
HK$3,653
+HK$183/mo
Deposit HK$433K · loan HK$649K · min. income ≈ HK$6,940/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,206
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,306
−HK$101/mo
Today · 4.125%
HK$3,407
baseline
▲ 0.50% · 4.625%
HK$3,615
+HK$208/mo
Deposit HK$379K · loan HK$703K · min. income ≈ HK$6,814/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,567
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,663
−HK$97/mo
Today · 4.125%
HK$3,760
baseline
▲ 0.50% · 4.625%
HK$3,958
+HK$198/mo
Deposit HK$379K · loan HK$703K · min. income ≈ HK$7,520/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,453
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,560
−HK$109/mo
Today · 4.125%
HK$3,669
baseline
▲ 0.50% · 4.625%
HK$3,893
+HK$224/mo
Deposit HK$324K · loan HK$757K · min. income ≈ HK$7,338/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,841
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,944
−HK$105/mo
Today · 4.125%
HK$4,049
baseline
▲ 0.50% · 4.625%
HK$4,262
+HK$213/mo
Deposit HK$324K · loan HK$757K · min. income ≈ HK$8,098/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,700
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,815
−HK$117/mo
Today · 4.125%
HK$3,932
baseline
▲ 0.50% · 4.625%
HK$4,171
+HK$239/mo
Deposit HK$270K · loan HK$811K · min. income ≈ HK$7,864/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,116
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,226
−HK$112/mo
Today · 4.125%
HK$4,338
baseline
▲ 0.50% · 4.625%
HK$4,567
+HK$229/mo
Deposit HK$270K · loan HK$811K · min. income ≈ HK$8,676/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,946
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,069
−HK$125/mo
Today · 4.125%
HK$4,194
baseline
▲ 0.50% · 4.625%
HK$4,449
+HK$255/mo
Deposit HK$216K · loan HK$865K · min. income ≈ HK$8,388/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,390
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,508
−HK$119/mo
Today · 4.125%
HK$4,627
baseline
▲ 0.50% · 4.625%
HK$4,871
+HK$244/mo
Deposit HK$216K · loan HK$865K · min. income ≈ HK$9,254/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,193
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,323
−HK$133/mo
Today · 4.125%
HK$4,456
baseline
▲ 0.50% · 4.625%
HK$4,727
+HK$271/mo
Deposit HK$162K · loan HK$919K · min. income ≈ HK$8,912/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,664
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,790
−HK$126/mo
Today · 4.125%
HK$4,916
baseline
▲ 0.50% · 4.625%
HK$5,176
+HK$260/mo
Deposit HK$162K · loan HK$919K · min. income ≈ HK$9,832/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,439
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,578
−HK$140/mo
Today · 4.125%
HK$4,718
baseline
▲ 0.50% · 4.625%
HK$5,005
+HK$287/mo
Deposit HK$108K · loan HK$973K · min. income ≈ HK$9,436/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,939
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,071
−HK$135/mo
Today · 4.125%
HK$5,206
baseline
▲ 0.50% · 4.625%
HK$5,480
+HK$274/mo
Deposit HK$108K · loan HK$973K · min. income ≈ HK$10,412/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).