Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$327K, with repayments around HK$14,279/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$327K · loan HK$2.95M · min. income ≈ HK$28,558/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tsim Sha Tsui Station Station.
Family-friendly — 16 schools within a 1 km walk.
Everyday convenience — 87 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- B (NO. 46)
- Saleable Area
- 290 Saleable ft²
- Gross Area
- 415 ft²
- Efficiency
- 70%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-09-12 | HK$4.00M | −6.5% 0.5y |
| 2019-03-25 | HK$4.28M | +31.7% 3.3y · 10.0%/yr |
| 2015-12-01 | HK$3.25M | +109.7% 18.7y · 6.0%/yr |
| 1997-04-04 | HK$1.55M | — |