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At today's rate and a 90% mortgage, the deposit on this unit is about HK$330K, with repayments around HK$14,398/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$330K · loan HK$2.97M · min. income ≈ HK$28,796/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tsim Sha Tsui Station Station.
Family-friendly — 16 schools within a 1 km walk.
Everyday convenience — 87 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- A (NO. 48)
- Saleable Area
- 290 Saleable ft²
- Gross Area
- 415 ft²
- Efficiency
- 70%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-12 | HK$3.79M | +11.8% 6.6y · 2.0%/yr |
| 2015-12-07 | HK$3.39M | +25.6% 3.4y · 8.0%/yr |
| 2012-07-09 | HK$2.70M | +27.4% |
| 2011-01-12 | HK$2.12M | +19.1% |
| 2009-08-31 | HK$1.78M | +78.0% |
| 2005-04-30 | HK$1.00M | +16.3% |
| 2004-04-08 | HK$860K | — |