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At today's rate and a 90% mortgage, the deposit on this unit is about HK$327K, with repayments around HK$14,283/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$327K · loan HK$2.95M · min. income ≈ HK$28,566/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tsim Sha Tsui Station Station.
Family-friendly — 15 schools within a 1 km walk.
Everyday convenience — 87 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- F
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 400 ft²
- Efficiency
- 71%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-09-01 | HK$3.75M | +48.2% 5.3y · 9.0%/yr |
| 2012-04-25 | HK$2.53M | +20.5% |
| 2010-11-01 | HK$2.10M | +20.0% |
| 2009-11-06 | HK$1.75M | +6.1% |
| 2009-08-13 | HK$1.65M | +10.0% |
| 2009-07-23 | HK$1.50M | +32.7% |
| 1999-01-21 | HK$1.13M | −36.2% |
| 1996-10-17 | HK$1.77M | — |