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At today's rate and a 90% mortgage, the deposit on this unit is about HK$326K, with repayments around HK$14,214/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$326K · loan HK$2.93M · min. income ≈ HK$28,428/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tsim Sha Tsui Station Station.
Family-friendly — 15 schools within a 1 km walk.
Everyday convenience — 87 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- E
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 350 ft²
- Efficiency
- 81%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-05-24 | HK$4.18M | +318.0% 12.4y · 26.0%/yr |
| 2006-01-10 | HK$1.00M | −4.8% |
| 2005-08-17 | HK$1.05M | +16.7% |
| 2005-06-15 | HK$900K | +5.9% |
| 2000-08-07 | HK$850K | −57.5% |
| 1997-07-10 | HK$2.00M | +16.3% |
| 1997-05-14 | HK$1.72M | +32.3% |
| 1996-12-16 | HK$1.30M | — |