▼ 0.50% · 3.625%
HK$19,002
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,593
−HK$600/mo
Today · 4.125%
HK$20,193
baseline
▲ 0.50% · 4.625%
HK$21,422
+HK$1,229/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,386/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,139
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,706
−HK$575/mo
Today · 4.125%
HK$22,281
baseline
▲ 0.50% · 4.625%
HK$23,456
+HK$1,175/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,562/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,902
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,552
−HK$661/mo
Today · 4.125%
HK$22,213
baseline
▲ 0.50% · 4.625%
HK$23,564
+HK$1,351/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,426/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,253
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,877
−HK$633/mo
Today · 4.125%
HK$24,510
baseline
▲ 0.50% · 4.625%
HK$25,801
+HK$1,291/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$49,020/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,802
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,511
−HK$721/mo
Today · 4.125%
HK$24,232
baseline
▲ 0.50% · 4.625%
HK$25,706
+HK$1,474/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,464/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,367
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,047
−HK$691/mo
Today · 4.125%
HK$26,738
baseline
▲ 0.50% · 4.625%
HK$28,147
+HK$1,409/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,476/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,702
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,471
−HK$780/mo
Today · 4.125%
HK$26,251
baseline
▲ 0.50% · 4.625%
HK$27,849
+HK$1,598/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,502/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,481
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,218
−HK$748/mo
Today · 4.125%
HK$28,966
baseline
▲ 0.50% · 4.625%
HK$30,493
+HK$1,527/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$57,932/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,602
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,430
−HK$841/mo
Today · 4.125%
HK$28,271
baseline
▲ 0.50% · 4.625%
HK$29,991
+HK$1,720/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,542/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,595
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,389
−HK$805/mo
Today · 4.125%
HK$31,194
baseline
▲ 0.50% · 4.625%
HK$32,838
+HK$1,644/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,388/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,503
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,389
−HK$901/mo
Today · 4.125%
HK$30,290
baseline
▲ 0.50% · 4.625%
HK$32,133
+HK$1,843/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$60,580/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,709
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,559
−HK$863/mo
Today · 4.125%
HK$33,422
baseline
▲ 0.50% · 4.625%
HK$35,184
+HK$1,762/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$66,844/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,403
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,349
−HK$960/mo
Today · 4.125%
HK$32,309
baseline
▲ 0.50% · 4.625%
HK$34,275
+HK$1,966/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$64,618/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,823
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,730
−HK$920/mo
Today · 4.125%
HK$35,650
baseline
▲ 0.50% · 4.625%
HK$37,529
+HK$1,879/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$71,300/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,303
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,308
−HK$1,021/mo
Today · 4.125%
HK$34,329
baseline
▲ 0.50% · 4.625%
HK$36,418
+HK$2,089/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$68,658/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,937
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,901
−HK$977/mo
Today · 4.125%
HK$37,878
baseline
▲ 0.50% · 4.625%
HK$39,875
+HK$1,997/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$75,756/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,203
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,267
−HK$1,081/mo
Today · 4.125%
HK$36,348
baseline
▲ 0.50% · 4.625%
HK$38,560
+HK$2,212/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$72,696/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,051
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,071
−HK$1,035/mo
Today · 4.125%
HK$40,106
baseline
▲ 0.50% · 4.625%
HK$42,221
+HK$2,115/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$80,212/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,996 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).