▼ 0.50% · 3.625%
HK$18,346
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,916
−HK$580/mo
Today · 4.125%
HK$19,496
baseline
▲ 0.50% · 4.625%
HK$20,682
+HK$1,186/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,992/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,409
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,957
−HK$555/mo
Today · 4.125%
HK$21,512
baseline
▲ 0.50% · 4.625%
HK$22,646
+HK$1,134/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$43,024/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,180
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,808
−HK$638/mo
Today · 4.125%
HK$21,446
baseline
▲ 0.50% · 4.625%
HK$22,751
+HK$1,305/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$42,892/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,450
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,052
−HK$611/mo
Today · 4.125%
HK$23,663
baseline
▲ 0.50% · 4.625%
HK$24,910
+HK$1,247/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$47,326/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,015
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,700
−HK$695/mo
Today · 4.125%
HK$23,395
baseline
▲ 0.50% · 4.625%
HK$24,819
+HK$1,424/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,790/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,491
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,148
−HK$666/mo
Today · 4.125%
HK$25,814
baseline
▲ 0.50% · 4.625%
HK$27,175
+HK$1,361/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,628/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,849
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,591
−HK$754/mo
Today · 4.125%
HK$25,345
baseline
▲ 0.50% · 4.625%
HK$26,887
+HK$1,542/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$50,690/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,532
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,244
−HK$722/mo
Today · 4.125%
HK$27,966
baseline
▲ 0.50% · 4.625%
HK$29,440
+HK$1,474/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$55,932/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,684
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,483
−HK$811/mo
Today · 4.125%
HK$27,294
baseline
▲ 0.50% · 4.625%
HK$28,955
+HK$1,661/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,588/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,573
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,339
−HK$778/mo
Today · 4.125%
HK$30,117
baseline
▲ 0.50% · 4.625%
HK$31,704
+HK$1,587/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,234/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,518
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,374
−HK$870/mo
Today · 4.125%
HK$29,244
baseline
▲ 0.50% · 4.625%
HK$31,023
+HK$1,779/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$58,488/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,614
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,435
−HK$833/mo
Today · 4.125%
HK$32,268
baseline
▲ 0.50% · 4.625%
HK$33,969
+HK$1,701/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$64,536/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,353
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,266
−HK$928/mo
Today · 4.125%
HK$31,194
baseline
▲ 0.50% · 4.625%
HK$33,092
+HK$1,898/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$62,388/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,655
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,531
−HK$888/mo
Today · 4.125%
HK$34,419
baseline
▲ 0.50% · 4.625%
HK$36,233
+HK$1,814/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$68,838/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,188
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,158
−HK$985/mo
Today · 4.125%
HK$33,143
baseline
▲ 0.50% · 4.625%
HK$35,160
+HK$2,017/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$66,286/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,696
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,626
−HK$944/mo
Today · 4.125%
HK$36,570
baseline
▲ 0.50% · 4.625%
HK$38,498
+HK$1,928/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$73,140/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,022
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,049
−HK$1,044/mo
Today · 4.125%
HK$35,093
baseline
▲ 0.50% · 4.625%
HK$37,228
+HK$2,135/mo
Deposit HK$805K · loan HK$7.24M · min. income ≈ HK$70,186/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,737
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,722
−HK$1,000/mo
Today · 4.125%
HK$38,722
baseline
▲ 0.50% · 4.625%
HK$40,763
+HK$2,041/mo
Deposit HK$805K · loan HK$7.24M · min. income ≈ HK$77,444/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,363 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).