▼ 0.50% · 3.625%
HK$20,957
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,609
−HK$662/mo
Today · 4.125%
HK$22,271
baseline
▲ 0.50% · 4.625%
HK$23,626
+HK$1,355/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,542/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,314
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,940
−HK$634/mo
Today · 4.125%
HK$24,574
baseline
▲ 0.50% · 4.625%
HK$25,869
+HK$1,295/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,148/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,053
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,770
−HK$728/mo
Today · 4.125%
HK$24,498
baseline
▲ 0.50% · 4.625%
HK$25,989
+HK$1,491/mo
Deposit HK$4.14M · loan HK$5.05M · min. income ≈ HK$48,996/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,646
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,334
−HK$697/mo
Today · 4.125%
HK$27,031
baseline
▲ 0.50% · 4.625%
HK$28,456
+HK$1,425/mo
Deposit HK$4.14M · loan HK$5.05M · min. income ≈ HK$54,062/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,148
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,931
−HK$794/mo
Today · 4.125%
HK$26,725
baseline
▲ 0.50% · 4.625%
HK$28,352
+HK$1,627/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$53,450/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,977
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,728
−HK$761/mo
Today · 4.125%
HK$29,489
baseline
▲ 0.50% · 4.625%
HK$31,043
+HK$1,554/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$58,978/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,244
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,092
−HK$861/mo
Today · 4.125%
HK$28,953
baseline
▲ 0.50% · 4.625%
HK$30,714
+HK$1,761/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$57,906/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,309
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,122
−HK$824/mo
Today · 4.125%
HK$31,946
baseline
▲ 0.50% · 4.625%
HK$33,630
+HK$1,684/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$63,892/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,340
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,252
−HK$928/mo
Today · 4.125%
HK$31,180
baseline
▲ 0.50% · 4.625%
HK$33,077
+HK$1,897/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,360/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,640
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,516
−HK$888/mo
Today · 4.125%
HK$34,404
baseline
▲ 0.50% · 4.625%
HK$36,217
+HK$1,813/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,808/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,435
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,413
−HK$994/mo
Today · 4.125%
HK$33,407
baseline
▲ 0.50% · 4.625%
HK$35,439
+HK$2,032/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,814/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,972
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,910
−HK$951/mo
Today · 4.125%
HK$36,861
baseline
▲ 0.50% · 4.625%
HK$38,804
+HK$1,943/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,722/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,531
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,574
−HK$1,060/mo
Today · 4.125%
HK$35,634
baseline
▲ 0.50% · 4.625%
HK$37,802
+HK$2,168/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,268/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,303
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,304
−HK$1,014/mo
Today · 4.125%
HK$39,318
baseline
▲ 0.50% · 4.625%
HK$41,391
+HK$2,073/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,636/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,627
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$36,735
−HK$1,126/mo
Today · 4.125%
HK$37,861
baseline
▲ 0.50% · 4.625%
HK$40,165
+HK$2,304/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,722/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,635
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,698
−HK$1,078/mo
Today · 4.125%
HK$41,776
baseline
▲ 0.50% · 4.625%
HK$43,978
+HK$2,202/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,552/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,723
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,896
−HK$1,192/mo
Today · 4.125%
HK$40,088
baseline
▲ 0.50% · 4.625%
HK$42,527
+HK$2,439/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$80,176/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,966
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,091
−HK$1,142/mo
Today · 4.125%
HK$44,233
baseline
▲ 0.50% · 4.625%
HK$46,565
+HK$2,332/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$88,466/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$289,063 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).