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At today's rate and a 90% mortgage, the deposit on this unit is about HK$794K, with repayments around HK$34,631/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$794K · loan HK$7.15M · min. income ≈ HK$69,262/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,184 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Hung Hom Station Station.
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- 9
- Saleable Area
- 480 Saleable ft²
- Gross Area
- 630 ft²
- Efficiency
- 76%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-25 | HK$8.60M | +17.0% 4.1y · 4.0%/yr |
| 2017-02-27 | HK$7.35M | +59.8% 6.2y · 10.0%/yr |
| 2010-12-17 | HK$4.60M | +43.8% |
| 2005-03-24 | HK$3.20M | +12.3% |
| 2005-01-05 | HK$2.85M | +31.3% |
| 2003-02-19 | HK$2.17M | — |