▼ 0.50% · 3.625%
HK$22,395
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,092
−HK$708/mo
Today · 4.125%
HK$23,800
baseline
▲ 0.50% · 4.625%
HK$25,248
+HK$1,448/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,600/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,915
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,583
−HK$678/mo
Today · 4.125%
HK$26,261
baseline
▲ 0.50% · 4.625%
HK$27,645
+HK$1,384/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,522/mo (50% DSR)
Upfront cash ≈ HK$5.26M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,635
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,401
−HK$779/mo
Today · 4.125%
HK$26,180
baseline
▲ 0.50% · 4.625%
HK$27,773
+HK$1,593/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$52,360/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,406
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,141
−HK$746/mo
Today · 4.125%
HK$28,887
baseline
▲ 0.50% · 4.625%
HK$30,409
+HK$1,522/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$57,774/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,874
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,710
−HK$850/mo
Today · 4.125%
HK$28,560
baseline
▲ 0.50% · 4.625%
HK$30,297
+HK$1,737/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$57,120/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,898
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,699
−HK$814/mo
Today · 4.125%
HK$31,513
baseline
▲ 0.50% · 4.625%
HK$33,174
+HK$1,661/mo
Deposit HK$3.93M · loan HK$5.89M · min. income ≈ HK$63,026/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,114
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,020
−HK$920/mo
Today · 4.125%
HK$30,940
baseline
▲ 0.50% · 4.625%
HK$32,822
+HK$1,882/mo
Deposit HK$3.44M · loan HK$6.38M · min. income ≈ HK$61,880/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,389
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,258
−HK$881/mo
Today · 4.125%
HK$34,139
baseline
▲ 0.50% · 4.625%
HK$35,938
+HK$1,799/mo
Deposit HK$3.44M · loan HK$6.38M · min. income ≈ HK$68,278/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,354
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,329
−HK$991/mo
Today · 4.125%
HK$33,320
baseline
▲ 0.50% · 4.625%
HK$35,347
+HK$2,027/mo
Deposit HK$2.95M · loan HK$6.87M · min. income ≈ HK$66,640/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,880
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,816
−HK$949/mo
Today · 4.125%
HK$36,765
baseline
▲ 0.50% · 4.625%
HK$38,703
+HK$1,938/mo
Deposit HK$2.95M · loan HK$6.87M · min. income ≈ HK$73,530/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,593
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,638
−HK$1,062/mo
Today · 4.125%
HK$35,700
baseline
▲ 0.50% · 4.625%
HK$37,872
+HK$2,172/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$71,400/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,372
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,374
−HK$1,017/mo
Today · 4.125%
HK$39,391
baseline
▲ 0.50% · 4.625%
HK$41,467
+HK$2,076/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$78,782/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,833
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,947
−HK$1,133/mo
Today · 4.125%
HK$38,080
baseline
▲ 0.50% · 4.625%
HK$40,397
+HK$2,317/mo
Deposit HK$1.96M · loan HK$7.86M · min. income ≈ HK$76,160/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,863
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,933
−HK$1,084/mo
Today · 4.125%
HK$42,017
baseline
▲ 0.50% · 4.625%
HK$44,232
+HK$2,215/mo
Deposit HK$1.96M · loan HK$7.86M · min. income ≈ HK$84,034/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,072
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,256
−HK$1,204/mo
Today · 4.125%
HK$40,460
baseline
▲ 0.50% · 4.625%
HK$42,921
+HK$2,461/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$80,920/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,355
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,491
−HK$1,152/mo
Today · 4.125%
HK$44,643
baseline
▲ 0.50% · 4.625%
HK$46,996
+HK$2,353/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$89,286/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,312
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,566
−HK$1,274/mo
Today · 4.125%
HK$42,840
baseline
▲ 0.50% · 4.625%
HK$45,446
+HK$2,606/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$85,680/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,846
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,049
−HK$1,220/mo
Today · 4.125%
HK$47,269
baseline
▲ 0.50% · 4.625%
HK$49,761
+HK$2,492/mo
Deposit HK$982K · loan HK$8.84M · min. income ≈ HK$94,538/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$352,143 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).