▼ 0.50% · 3.625%
HK$19,805
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,421
−HK$626/mo
Today · 4.125%
HK$21,047
baseline
▲ 0.50% · 4.625%
HK$22,327
+HK$1,280/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,094/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,033
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,624
−HK$599/mo
Today · 4.125%
HK$23,223
baseline
▲ 0.50% · 4.625%
HK$24,447
+HK$1,224/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,446/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,785
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,463
−HK$689/mo
Today · 4.125%
HK$23,152
baseline
▲ 0.50% · 4.625%
HK$24,560
+HK$1,408/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,304/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,236
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,886
−HK$659/mo
Today · 4.125%
HK$25,545
baseline
▲ 0.50% · 4.625%
HK$26,892
+HK$1,347/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,090/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,766
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,505
−HK$751/mo
Today · 4.125%
HK$25,256
baseline
▲ 0.50% · 4.625%
HK$26,793
+HK$1,537/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$50,512/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,439
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,148
−HK$720/mo
Today · 4.125%
HK$27,868
baseline
▲ 0.50% · 4.625%
HK$29,337
+HK$1,469/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$55,736/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,746
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,547
−HK$814/mo
Today · 4.125%
HK$27,361
baseline
▲ 0.50% · 4.625%
HK$29,026
+HK$1,665/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,722/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,643
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,411
−HK$779/mo
Today · 4.125%
HK$30,190
baseline
▲ 0.50% · 4.625%
HK$31,781
+HK$1,591/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,380/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,727
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,589
−HK$877/mo
Today · 4.125%
HK$29,466
baseline
▲ 0.50% · 4.625%
HK$31,258
+HK$1,792/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$58,932/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,846
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,673
−HK$839/mo
Today · 4.125%
HK$32,512
baseline
▲ 0.50% · 4.625%
HK$34,226
+HK$1,714/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$65,024/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,707
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,631
−HK$939/mo
Today · 4.125%
HK$31,570
baseline
▲ 0.50% · 4.625%
HK$33,491
+HK$1,921/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$63,140/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,049
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,935
−HK$900/mo
Today · 4.125%
HK$34,835
baseline
▲ 0.50% · 4.625%
HK$36,671
+HK$1,836/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$69,670/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,688
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,673
−HK$1,002/mo
Today · 4.125%
HK$33,675
baseline
▲ 0.50% · 4.625%
HK$35,724
+HK$2,049/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$67,350/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,252
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,198
−HK$959/mo
Today · 4.125%
HK$37,157
baseline
▲ 0.50% · 4.625%
HK$39,116
+HK$1,959/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$74,314/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,668
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,716
−HK$1,064/mo
Today · 4.125%
HK$35,780
baseline
▲ 0.50% · 4.625%
HK$37,957
+HK$2,177/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$71,560/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,456
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,460
−HK$1,019/mo
Today · 4.125%
HK$39,479
baseline
▲ 0.50% · 4.625%
HK$41,560
+HK$2,081/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$78,958/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,649
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,758
−HK$1,126/mo
Today · 4.125%
HK$37,884
baseline
▲ 0.50% · 4.625%
HK$40,189
+HK$2,305/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,768/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,659
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,723
−HK$1,079/mo
Today · 4.125%
HK$41,802
baseline
▲ 0.50% · 4.625%
HK$44,005
+HK$2,203/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$83,604/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,562 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).