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31/F A

in City 18

Yau Tsim Mong District · Kowloon

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Crescira AVM · estimated value Medium confidence
HK$24.11M
≈ HK$20,915 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.23M, with repayments around HK$81,810/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$76,983
−HK$4,827/mo
▼ 0.25% · 3.875%
HK$79,377
−HK$2,433/mo
Today · 4.125%
HK$81,810
baseline
▲ 0.50% · 4.625%
HK$86,788
+HK$4,978/mo

Deposit HK$7.23M · loan HK$16.88M · min. income ≈ HK$163,620/mo (50% DSR)

Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$1,024,875 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
31/F
Flat
A
Saleable Area
1,153 ft²
Gross Area
1,779 ft²
Efficiency
65%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2020-03-16 HK$20.60M +19.1%
4.2y
2016-01-15 HK$17.30M −24.0%
2.8y
2013-04-05 HK$22.77M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Jordan
≈ 2 min walk · 84 m
Education
38
schools within 1 km (11 within 500 m)
Daily convenience
96
within 1 km (30 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Jordan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 96 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com