▼ 0.50% · 3.625%
HK$19,989
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,610
−HK$632/mo
Today · 4.125%
HK$21,242
baseline
▲ 0.50% · 4.625%
HK$22,535
+HK$1,293/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,484/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,237
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,834
−HK$605/mo
Today · 4.125%
HK$23,439
baseline
▲ 0.50% · 4.625%
HK$24,674
+HK$1,235/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,878/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,988
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,671
−HK$695/mo
Today · 4.125%
HK$23,366
baseline
▲ 0.50% · 4.625%
HK$24,788
+HK$1,422/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$46,732/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,461
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,117
−HK$665/mo
Today · 4.125%
HK$25,782
baseline
▲ 0.50% · 4.625%
HK$27,141
+HK$1,359/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$51,564/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,986
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,732
−HK$759/mo
Today · 4.125%
HK$25,491
baseline
▲ 0.50% · 4.625%
HK$27,042
+HK$1,551/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$50,982/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,685
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,400
−HK$726/mo
Today · 4.125%
HK$28,126
baseline
▲ 0.50% · 4.625%
HK$29,609
+HK$1,483/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,252/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,985
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,794
−HK$821/mo
Today · 4.125%
HK$27,615
baseline
▲ 0.50% · 4.625%
HK$29,295
+HK$1,680/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,230/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,908
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,684
−HK$786/mo
Today · 4.125%
HK$30,470
baseline
▲ 0.50% · 4.625%
HK$32,076
+HK$1,606/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$60,940/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,984
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,855
−HK$884/mo
Today · 4.125%
HK$29,739
baseline
▲ 0.50% · 4.625%
HK$31,548
+HK$1,809/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,478/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,132
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,967
−HK$847/mo
Today · 4.125%
HK$32,814
baseline
▲ 0.50% · 4.625%
HK$34,544
+HK$1,730/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,628/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,983
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,916
−HK$947/mo
Today · 4.125%
HK$31,863
baseline
▲ 0.50% · 4.625%
HK$33,802
+HK$1,939/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$63,726/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,356
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,250
−HK$908/mo
Today · 4.125%
HK$35,158
baseline
▲ 0.50% · 4.625%
HK$37,011
+HK$1,853/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$70,316/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,982
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,977
−HK$1,010/mo
Today · 4.125%
HK$33,987
baseline
▲ 0.50% · 4.625%
HK$36,055
+HK$2,068/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$67,974/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,579
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,534
−HK$968/mo
Today · 4.125%
HK$37,502
baseline
▲ 0.50% · 4.625%
HK$39,478
+HK$1,976/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$75,004/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,981
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,038
−HK$1,074/mo
Today · 4.125%
HK$36,112
baseline
▲ 0.50% · 4.625%
HK$38,309
+HK$2,197/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$72,224/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,803
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,817
−HK$1,029/mo
Today · 4.125%
HK$39,846
baseline
▲ 0.50% · 4.625%
HK$41,946
+HK$2,100/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$79,692/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,980
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,099
−HK$1,137/mo
Today · 4.125%
HK$38,236
baseline
▲ 0.50% · 4.625%
HK$40,562
+HK$2,326/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$76,472/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,027
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,100
−HK$1,089/mo
Today · 4.125%
HK$42,189
baseline
▲ 0.50% · 4.625%
HK$44,413
+HK$2,224/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$84,378/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,979 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).