▼ 0.50% · 3.625%
HK$22,520
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,220
−HK$712/mo
Today · 4.125%
HK$23,932
baseline
▲ 0.50% · 4.625%
HK$25,388
+HK$1,456/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$47,864/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,053
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,725
−HK$681/mo
Today · 4.125%
HK$26,406
baseline
▲ 0.50% · 4.625%
HK$27,798
+HK$1,392/mo
Deposit HK$4.94M · loan HK$4.94M · min. income ≈ HK$52,812/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,771
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,542
−HK$783/mo
Today · 4.125%
HK$26,325
baseline
▲ 0.50% · 4.625%
HK$27,927
+HK$1,602/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$52,650/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,558
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,297
−HK$750/mo
Today · 4.125%
HK$29,047
baseline
▲ 0.50% · 4.625%
HK$30,578
+HK$1,531/mo
Deposit HK$4.44M · loan HK$5.43M · min. income ≈ HK$58,094/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,023
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,864
−HK$854/mo
Today · 4.125%
HK$28,718
baseline
▲ 0.50% · 4.625%
HK$30,465
+HK$1,747/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$57,436/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,063
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,870
−HK$818/mo
Today · 4.125%
HK$31,688
baseline
▲ 0.50% · 4.625%
HK$33,358
+HK$1,670/mo
Deposit HK$3.95M · loan HK$5.93M · min. income ≈ HK$63,376/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,275
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,186
−HK$925/mo
Today · 4.125%
HK$31,111
baseline
▲ 0.50% · 4.625%
HK$33,004
+HK$1,893/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$62,222/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,569
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,442
−HK$886/mo
Today · 4.125%
HK$34,328
baseline
▲ 0.50% · 4.625%
HK$36,138
+HK$1,810/mo
Deposit HK$3.46M · loan HK$6.42M · min. income ≈ HK$68,656/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,527
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,508
−HK$996/mo
Today · 4.125%
HK$33,504
baseline
▲ 0.50% · 4.625%
HK$35,543
+HK$2,039/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$67,008/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,074
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,014
−HK$955/mo
Today · 4.125%
HK$36,969
baseline
▲ 0.50% · 4.625%
HK$38,917
+HK$1,948/mo
Deposit HK$2.96M · loan HK$6.91M · min. income ≈ HK$73,938/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,779
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,830
−HK$1,068/mo
Today · 4.125%
HK$35,898
baseline
▲ 0.50% · 4.625%
HK$38,082
+HK$2,184/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$71,796/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,579
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,587
−HK$1,022/mo
Today · 4.125%
HK$39,609
baseline
▲ 0.50% · 4.625%
HK$41,697
+HK$2,088/mo
Deposit HK$2.47M · loan HK$7.41M · min. income ≈ HK$79,218/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,031
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,152
−HK$1,139/mo
Today · 4.125%
HK$38,291
baseline
▲ 0.50% · 4.625%
HK$40,621
+HK$2,330/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$76,582/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,084
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,159
−HK$1,091/mo
Today · 4.125%
HK$42,250
baseline
▲ 0.50% · 4.625%
HK$44,477
+HK$2,227/mo
Deposit HK$1.98M · loan HK$7.90M · min. income ≈ HK$84,500/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,283
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,474
−HK$1,210/mo
Today · 4.125%
HK$40,684
baseline
▲ 0.50% · 4.625%
HK$43,159
+HK$2,475/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$81,368/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,590
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,732
−HK$1,159/mo
Today · 4.125%
HK$44,891
baseline
▲ 0.50% · 4.625%
HK$47,257
+HK$2,366/mo
Deposit HK$1.48M · loan HK$8.39M · min. income ≈ HK$89,782/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,535
−HK$2,542/mo
▼ 0.25% · 3.875%
HK$41,796
−HK$1,281/mo
Today · 4.125%
HK$43,077
baseline
▲ 0.50% · 4.625%
HK$45,698
+HK$2,621/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$86,154/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,095
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$46,304
−HK$1,227/mo
Today · 4.125%
HK$47,531
baseline
▲ 0.50% · 4.625%
HK$50,037
+HK$2,506/mo
Deposit HK$988K · loan HK$8.89M · min. income ≈ HK$95,062/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$357,587 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).