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Crescira AVM · estimated value Medium confidence
HK$23.69M
≈ HK$27,833 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.11M, with repayments around HK$80,357/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$75,615
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,967
−HK$2,390/mo
Today · 4.125%
HK$80,357
baseline
▲ 0.50% · 4.625%
HK$85,246
+HK$4,889/mo

Deposit HK$7.11M · loan HK$16.58M · min. income ≈ HK$160,714/mo (50% DSR)

Upfront cash ≈ HK$8.11M (deposit + AVD stamp duty HK$1,006,663 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
25/F
Flat
C
Saleable Area
851 ft²
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2019-03-05 HK$25.00M +10.6%
4.6y · 2.0%/yr
2014-07-15 HK$22.60M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Austin
≈ 2 min walk · 154 m
Education
30
schools within 1 km (8 within 500 m)
Daily convenience
79
within 1 km (25 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Austin Station (a rail station within an 8-min walk earns this label).

Family-friendly — 30 schools within a 1 km walk.

Everyday convenience — 79 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com