▼ 0.50% · 3.625%
HK$21,884
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,565
−HK$691/mo
Today · 4.125%
HK$23,256
baseline
▲ 0.50% · 4.625%
HK$24,671
+HK$1,415/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,512/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,346
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,999
−HK$662/mo
Today · 4.125%
HK$25,661
baseline
▲ 0.50% · 4.625%
HK$27,014
+HK$1,353/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,322/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,072
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,821
−HK$761/mo
Today · 4.125%
HK$25,582
baseline
▲ 0.50% · 4.625%
HK$27,138
+HK$1,556/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,164/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,780
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,498
−HK$729/mo
Today · 4.125%
HK$28,227
baseline
▲ 0.50% · 4.625%
HK$29,715
+HK$1,488/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,454/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,261
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,078
−HK$829/mo
Today · 4.125%
HK$27,907
baseline
▲ 0.50% · 4.625%
HK$29,606
+HK$1,699/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,814/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,215
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,998
−HK$795/mo
Today · 4.125%
HK$30,793
baseline
▲ 0.50% · 4.625%
HK$32,416
+HK$1,623/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,586/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,449
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,334
−HK$899/mo
Today · 4.125%
HK$30,233
baseline
▲ 0.50% · 4.625%
HK$32,073
+HK$1,840/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,466/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,649
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,498
−HK$861/mo
Today · 4.125%
HK$33,359
baseline
▲ 0.50% · 4.625%
HK$35,118
+HK$1,759/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,718/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,637
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,590
−HK$969/mo
Today · 4.125%
HK$32,559
baseline
▲ 0.50% · 4.625%
HK$34,540
+HK$1,981/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,118/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,084
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,998
−HK$927/mo
Today · 4.125%
HK$35,925
baseline
▲ 0.50% · 4.625%
HK$37,819
+HK$1,894/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,850/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,826
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$33,847
−HK$1,037/mo
Today · 4.125%
HK$34,884
baseline
▲ 0.50% · 4.625%
HK$37,007
+HK$2,123/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$69,768/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,518
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$37,498
−HK$993/mo
Today · 4.125%
HK$38,491
baseline
▲ 0.50% · 4.625%
HK$40,520
+HK$2,029/mo
Deposit HK$2.40M · loan HK$7.20M · min. income ≈ HK$76,982/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,014
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,103
−HK$1,107/mo
Today · 4.125%
HK$37,210
baseline
▲ 0.50% · 4.625%
HK$39,474
+HK$2,264/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$74,420/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,953
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$39,998
−HK$1,060/mo
Today · 4.125%
HK$41,058
baseline
▲ 0.50% · 4.625%
HK$43,222
+HK$2,164/mo
Deposit HK$1.92M · loan HK$7.68M · min. income ≈ HK$82,116/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,203
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,360
−HK$1,176/mo
Today · 4.125%
HK$39,536
baseline
▲ 0.50% · 4.625%
HK$41,941
+HK$2,405/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$79,072/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,388
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,498
−HK$1,126/mo
Today · 4.125%
HK$43,624
baseline
▲ 0.50% · 4.625%
HK$45,923
+HK$2,299/mo
Deposit HK$1.44M · loan HK$8.16M · min. income ≈ HK$87,248/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,391
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,616
−HK$1,245/mo
Today · 4.125%
HK$41,861
baseline
▲ 0.50% · 4.625%
HK$44,408
+HK$2,547/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,722/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,822
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$44,997
−HK$1,193/mo
Today · 4.125%
HK$46,190
baseline
▲ 0.50% · 4.625%
HK$48,624
+HK$2,434/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,380/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,714 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).