▼ 0.50% · 3.625%
HK$18,577
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,155
−HK$587/mo
Today · 4.125%
HK$19,742
baseline
▲ 0.50% · 4.625%
HK$20,943
+HK$1,201/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,484/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,667
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,221
−HK$562/mo
Today · 4.125%
HK$21,783
baseline
▲ 0.50% · 4.625%
HK$22,931
+HK$1,148/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,566/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,435
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,070
−HK$646/mo
Today · 4.125%
HK$21,716
baseline
▲ 0.50% · 4.625%
HK$23,037
+HK$1,321/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$43,432/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,733
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,343
−HK$619/mo
Today · 4.125%
HK$23,962
baseline
▲ 0.50% · 4.625%
HK$25,225
+HK$1,263/mo
Deposit HK$3.67M · loan HK$4.48M · min. income ≈ HK$47,924/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,292
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,986
−HK$704/mo
Today · 4.125%
HK$23,690
baseline
▲ 0.50% · 4.625%
HK$25,132
+HK$1,442/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,380/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,800
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,465
−HK$675/mo
Today · 4.125%
HK$26,140
baseline
▲ 0.50% · 4.625%
HK$27,518
+HK$1,378/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,280/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,150
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,901
−HK$763/mo
Today · 4.125%
HK$25,664
baseline
▲ 0.50% · 4.625%
HK$27,226
+HK$1,562/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$51,328/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,867
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,587
−HK$731/mo
Today · 4.125%
HK$28,318
baseline
▲ 0.50% · 4.625%
HK$29,811
+HK$1,493/mo
Deposit HK$2.85M · loan HK$5.30M · min. income ≈ HK$56,636/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,008
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,817
−HK$822/mo
Today · 4.125%
HK$27,639
baseline
▲ 0.50% · 4.625%
HK$29,320
+HK$1,681/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,278/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,933
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,709
−HK$788/mo
Today · 4.125%
HK$30,497
baseline
▲ 0.50% · 4.625%
HK$32,104
+HK$1,607/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,994/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,865
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,732
−HK$881/mo
Today · 4.125%
HK$29,613
baseline
▲ 0.50% · 4.625%
HK$31,415
+HK$1,802/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,226/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,000
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,831
−HK$844/mo
Today · 4.125%
HK$32,675
baseline
▲ 0.50% · 4.625%
HK$34,397
+HK$1,722/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,350/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,723
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,648
−HK$939/mo
Today · 4.125%
HK$31,587
baseline
▲ 0.50% · 4.625%
HK$33,509
+HK$1,922/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$63,174/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,067
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,954
−HK$899/mo
Today · 4.125%
HK$34,853
baseline
▲ 0.50% · 4.625%
HK$36,690
+HK$1,837/mo
Deposit HK$1.63M · loan HK$6.52M · min. income ≈ HK$69,706/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,581
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,563
−HK$998/mo
Today · 4.125%
HK$33,561
baseline
▲ 0.50% · 4.625%
HK$35,603
+HK$2,042/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$67,122/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,133
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,076
−HK$956/mo
Today · 4.125%
HK$37,032
baseline
▲ 0.50% · 4.625%
HK$38,983
+HK$1,951/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$74,064/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,439
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,479
−HK$1,056/mo
Today · 4.125%
HK$35,535
baseline
▲ 0.50% · 4.625%
HK$37,698
+HK$2,163/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$71,070/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,200
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,198
−HK$1,012/mo
Today · 4.125%
HK$39,210
baseline
▲ 0.50% · 4.625%
HK$41,277
+HK$2,067/mo
Deposit HK$815K · loan HK$7.33M · min. income ≈ HK$78,420/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,407 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).