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At today's rate and a 90% mortgage, the deposit on this unit is about HK$635K, with repayments around HK$27,718/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$635K · loan HK$5.72M · min. income ≈ HK$55,436/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$170,457 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- C
- Saleable Area
- 517 Saleable ft²
- Gross Area
- 639 ft²
- Efficiency
- 81%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-09-10 | HK$5.80M | −16.5% 5.5y · −3.0%/yr |
| 2019-03-06 | HK$6.95M | +345.5% 15.1y · 23.0%/yr |
| 2004-02-09 | HK$1.56M | −17.9% |
| 2001-11-28 | HK$1.90M | −20.8% |
| 1998-12-08 | HK$2.40M | −44.2% |
| 1997-11-28 | HK$4.30M | — |