▼ 0.50% · 3.625%
HK$19,488
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,094
−HK$616/mo
Today · 4.125%
HK$20,710
baseline
▲ 0.50% · 4.625%
HK$21,970
+HK$1,260/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,420/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,680
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,261
−HK$590/mo
Today · 4.125%
HK$22,851
baseline
▲ 0.50% · 4.625%
HK$24,056
+HK$1,205/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,702/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,436
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,103
−HK$678/mo
Today · 4.125%
HK$22,781
baseline
▲ 0.50% · 4.625%
HK$24,167
+HK$1,386/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$45,562/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,848
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,487
−HK$649/mo
Today · 4.125%
HK$25,136
baseline
▲ 0.50% · 4.625%
HK$26,461
+HK$1,325/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$50,272/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,385
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,112
−HK$740/mo
Today · 4.125%
HK$24,852
baseline
▲ 0.50% · 4.625%
HK$26,364
+HK$1,512/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,704/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,016
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,713
−HK$708/mo
Today · 4.125%
HK$27,421
baseline
▲ 0.50% · 4.625%
HK$28,867
+HK$1,446/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,842/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,334
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,122
−HK$800/mo
Today · 4.125%
HK$26,922
baseline
▲ 0.50% · 4.625%
HK$28,561
+HK$1,639/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$53,844/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,184
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,940
−HK$766/mo
Today · 4.125%
HK$29,706
baseline
▲ 0.50% · 4.625%
HK$31,272
+HK$1,566/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$59,412/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,283
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,131
−HK$862/mo
Today · 4.125%
HK$28,993
baseline
▲ 0.50% · 4.625%
HK$30,758
+HK$1,765/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,986/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,352
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,166
−HK$825/mo
Today · 4.125%
HK$31,991
baseline
▲ 0.50% · 4.625%
HK$33,678
+HK$1,687/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,982/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,231
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,141
−HK$923/mo
Today · 4.125%
HK$31,064
baseline
▲ 0.50% · 4.625%
HK$32,955
+HK$1,891/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,128/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,520
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,392
−HK$885/mo
Today · 4.125%
HK$34,277
baseline
▲ 0.50% · 4.625%
HK$36,083
+HK$1,806/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,554/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,180
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,150
−HK$985/mo
Today · 4.125%
HK$33,135
baseline
▲ 0.50% · 4.625%
HK$35,152
+HK$2,017/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$66,270/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,688
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,618
−HK$944/mo
Today · 4.125%
HK$36,562
baseline
▲ 0.50% · 4.625%
HK$38,489
+HK$1,927/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$73,124/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,129
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,159
−HK$1,047/mo
Today · 4.125%
HK$35,206
baseline
▲ 0.50% · 4.625%
HK$37,349
+HK$2,143/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,412/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,856
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,844
−HK$1,003/mo
Today · 4.125%
HK$38,847
baseline
▲ 0.50% · 4.625%
HK$40,894
+HK$2,047/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,694/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,078
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,169
−HK$1,108/mo
Today · 4.125%
HK$37,277
baseline
▲ 0.50% · 4.625%
HK$39,546
+HK$2,269/mo
Deposit HK$855K · loan HK$7.69M · min. income ≈ HK$74,554/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,023
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,070
−HK$1,062/mo
Today · 4.125%
HK$41,132
baseline
▲ 0.50% · 4.625%
HK$43,300
+HK$2,168/mo
Deposit HK$855K · loan HK$7.69M · min. income ≈ HK$82,264/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,387 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).