20/F 4

in HONG NGA COURT LAI NGA HOUSE (BLOCK B)

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1/F 10 606 ft² 1/F 4 546 ft² 2/F 11 606 ft² 2/F 12 546 ft² 2/F 3 606 ft² 2/F 8 546 ft² 3/F 16 546 ft² 3/F 6 438 ft² 3/F 7 438 ft² 3/F 9 649 ft² 4/F 10 606 ft² 4/F 12 546 ft² 4/F 13 546 ft² 4/F 16 546 ft² 4/F 2 606 ft² 4/F 5 546 ft² 5/F 13 546 ft² 5/F 15 438 ft² 5/F 4 546 ft² 5/F 8 546 ft² 6/F 13 546 ft² 6/F 4 546 ft² 6/F 6 438 ft² 6/F 7 438 ft² 6/F 9 649 ft² 7/F 2 606 ft² 7/F 3 606 ft² 7/F 4 546 ft² 7/F 9 649 ft² 8/F 15 438 ft² 8/F 3 606 ft² 8/F 6 438 ft² 9/F 2 606 ft² 9/F 5 546 ft² 9/F 7 438 ft² 10/F 1 649 ft² 10/F 10 606 ft² 10/F 11 606 ft² 10/F 12 546 ft² 10/F 14 438 ft² 10/F 16 546 ft² 10/F 4 546 ft² 10/F 7 438 ft² 10/F 9 649 ft² 11/F 1 649 ft² 11/F 14 438 ft² 11/F 15 438 ft² 11/F 16 546 ft² 11/F 2 606 ft² 11/F 3 606 ft² 11/F 7 438 ft² 11/F 8 546 ft² 11/F 9 649 ft² 12/F 10 606 ft² 12/F 11 606 ft² 12/F 3 606 ft² 12/F 4 546 ft² 12/F 5 546 ft² 12/F 6 438 ft² 12/F 8 546 ft² 13/F 1 649 ft² 13/F 10 606 ft² 13/F 13 546 ft² 13/F 8 546 ft² 14/F 1 649 ft² 14/F 10 606 ft² 14/F 12 546 ft² 14/F 13 546 ft² 14/F 14 438 ft² 14/F 15 438 ft² 14/F 16 546 ft² 14/F 6 438 ft² 14/F 8 546 ft² 15/F 10 606 ft² 15/F 12 546 ft² 15/F 16 546 ft² 15/F 3 607 ft² 15/F 5 546 ft² 15/F 6 438 ft² 16/F 10 606 ft² 16/F 14 438 ft² 16/F 16 546 ft² 16/F 5 546 ft² 16/F 7 438 ft² 17/F 1 649 ft² 17/F 12 546 ft² 17/F 13 546 ft² 17/F 14 438 ft² 17/F 2 606 ft² 17/F 3 606 ft² 17/F 8 546 ft² 18/F 12 541 ft² 18/F 15 435 ft² 18/F 2 603 ft² 18/F 3 603 ft² 18/F 6 435 ft² 18/F 8 541 ft² 19/F 12 541 ft² 19/F 14 435 ft² 19/F 16 541 ft² 19/F 2 603 ft² 19/F 3 603 ft² 19/F 4 541 ft² 19/F 9 435 ft² 20/F 11 603 ft² 20/F 16 542 ft² 20/F 4 541 ft² 20/F 7 435 ft² 20/F 9 645 ft² 21/F 10 603 ft² 21/F 12 541 ft² 21/F 13 541 ft² 21/F 16 541 ft² 21/F 4 541 ft² 21/F 7 435 ft² 22/F 10 603 ft² 22/F 11 603 ft² 22/F 14 435 ft² 22/F 15 435 ft² 22/F 5 541 ft² 22/F 6 435 ft² 23/F 10 603 ft² 23/F 14 435 ft² 23/F 16 542 ft² 23/F 3 603 ft² 23/F 4 541 ft² 23/F 7 435 ft² 24/F 1 645 ft² 24/F 12 541 ft² 24/F 13 541 ft² 24/F 15 435 ft² 24/F 16 541 ft² 24/F 3 603 ft² 24/F 9 645 ft² 25/F 10 603 ft² 25/F 4 541 ft² 25/F 5 541 ft² 25/F 6 435 ft² 25/F 8 541 ft² 26/F 10 603 ft² 26/F 11 603 ft² 26/F 6 435 ft² 26/F 8 542 ft² 26/F 9 645 ft² 27/F 11 603 ft² 27/F 15 435 ft² 27/F 2 603 ft² 27/F 4 541 ft² 27/F 5 541 ft² 27/F 6 435 ft² 27/F 7 435 ft² 27/F 8 541 ft² 28/F 12 538 ft² 28/F 13 538 ft² 28/F 14 433 ft² 28/F 15 433 ft² 28/F 6 433 ft² 28/F 7 433 ft² 28/F 9 640 ft² 29/F 10 598 ft² 29/F 12 538 ft² 29/F 13 538 ft² 29/F 15 433 ft² 29/F 3 598 ft² 29/F 5 538 ft² 30/F 1 640 ft² 30/F 12 538 ft² 30/F 14 433 ft² 30/F 2 598 ft² 30/F 3 598 ft² 30/F 4 538 ft² 30/F 5 538 ft² 30/F 6 433 ft² 30/F 9 640 ft² 31/F 12 538 ft² 31/F 2 598 ft² 31/F 3 598 ft² 31/F 6 433 ft² 31/F 7 433 ft² 32/F 1 640 ft² 32/F 15 434 ft² 32/F 16 538 ft² 32/F 3 598 ft² 32/F 5 538 ft² 33/F 1 640 ft² 33/F 16 538 ft² 33/F 2 598 ft² 33/F 5 538 ft² 34/F 10 598 ft² 34/F 14 433 ft² 34/F 15 433 ft² 34/F 2 598 ft² 34/F 3 598 ft² 34/F 4 538 ft² 35/F 11 598 ft² 35/F 16 538 ft² 35/F 7 433 ft² 35/F 8 538 ft² 35/F 9 640 ft² 36/F 11 599 ft² 36/F 15 434 ft² 36/F 16 539 ft² 36/F 5 538 ft² 36/F 12 538 ft² 37/F 12 538 ft² 37/F 13 538 ft² 37/F 15 433 ft² 37/F 16 538 ft² 37/F 3 598 ft² 37/F 4 538 ft² 37/F 8 538 ft² 38/F 11 598 ft² 38/F 14 433 ft² 38/F 15 433 ft² 38/F 16 538 ft² 38/F 2 598 ft² 38/F 5 539 ft² 38/F 6 433 ft² 38/F 9 640 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.55M

≈ HK$8,405 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$455K, with repayments around HK$19,833/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$18,663

−HK$1,170/mo

▼ 0.25% · 3.875%

HK$19,244

−HK$589/mo

Today · 4.125%

HK$19,833

baseline

▲ 0.50% · 4.625%

HK$21,040

+HK$1,207/mo

Deposit HK$455K · loan HK$4.09M · min. income ≈ HK$39,666/mo (50% DSR)

Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$72,204 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Lam Tin Station

≈ 7 min walk · 560 m

Education

schools within 1 km (32 within 500 m)

Daily convenience

within 1 km (17 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Lam Tin Station Station.

Family-friendly — 62 schools within a 1 km walk.

Everyday convenience — 37 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: 4
Saleable Area: 541 Saleable ft²
Gross Area: 741 ft²
Efficiency: 73%
District: Kwun Tong District · Kowloon
School net (POA): 48

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2009-04-29	HK$1.76M	—	HK$3,253	HK$2,375

Other appraised units in this building

Data sourced from Renavon.com