▼ 0.50% · 3.625%
HK$2,683
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,767
−HK$84/mo
Today · 4.125%
HK$2,851
baseline
▲ 0.50% · 4.625%
HK$3,025
+HK$174/mo
Deposit HK$588K · loan HK$588K · min. income ≈ HK$5,702/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,985
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,065
−HK$81/mo
Today · 4.125%
HK$3,146
baseline
▲ 0.50% · 4.625%
HK$3,312
+HK$166/mo
Deposit HK$588K · loan HK$588K · min. income ≈ HK$6,292/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,952
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,043
−HK$94/mo
Today · 4.125%
HK$3,137
baseline
▲ 0.50% · 4.625%
HK$3,327
+HK$190/mo
Deposit HK$530K · loan HK$647K · min. income ≈ HK$6,274/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,284
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,372
−HK$89/mo
Today · 4.125%
HK$3,461
baseline
▲ 0.50% · 4.625%
HK$3,643
+HK$182/mo
Deposit HK$530K · loan HK$647K · min. income ≈ HK$6,922/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,220
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,320
−HK$102/mo
Today · 4.125%
HK$3,422
baseline
▲ 0.50% · 4.625%
HK$3,630
+HK$208/mo
Deposit HK$471K · loan HK$706K · min. income ≈ HK$6,844/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,582
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,678
−HK$98/mo
Today · 4.125%
HK$3,776
baseline
▲ 0.50% · 4.625%
HK$3,975
+HK$199/mo
Deposit HK$471K · loan HK$706K · min. income ≈ HK$7,552/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,488
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,597
−HK$110/mo
Today · 4.125%
HK$3,707
baseline
▲ 0.50% · 4.625%
HK$3,932
+HK$225/mo
Deposit HK$412K · loan HK$765K · min. income ≈ HK$7,414/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,881
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,985
−HK$105/mo
Today · 4.125%
HK$4,090
baseline
▲ 0.50% · 4.625%
HK$4,306
+HK$216/mo
Deposit HK$412K · loan HK$765K · min. income ≈ HK$8,180/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,756
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,873
−HK$119/mo
Today · 4.125%
HK$3,992
baseline
▲ 0.50% · 4.625%
HK$4,235
+HK$243/mo
Deposit HK$353K · loan HK$824K · min. income ≈ HK$7,984/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,179
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,291
−HK$114/mo
Today · 4.125%
HK$4,405
baseline
▲ 0.50% · 4.625%
HK$4,637
+HK$232/mo
Deposit HK$353K · loan HK$824K · min. income ≈ HK$8,810/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,025
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,150
−HK$127/mo
Today · 4.125%
HK$4,277
baseline
▲ 0.50% · 4.625%
HK$4,537
+HK$260/mo
Deposit HK$294K · loan HK$883K · min. income ≈ HK$8,554/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,478
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,598
−HK$121/mo
Today · 4.125%
HK$4,719
baseline
▲ 0.50% · 4.625%
HK$4,968
+HK$249/mo
Deposit HK$294K · loan HK$883K · min. income ≈ HK$9,438/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,293
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,427
−HK$135/mo
Today · 4.125%
HK$4,562
baseline
▲ 0.50% · 4.625%
HK$4,840
+HK$278/mo
Deposit HK$235K · loan HK$941K · min. income ≈ HK$9,124/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,776
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,904
−HK$130/mo
Today · 4.125%
HK$5,034
baseline
▲ 0.50% · 4.625%
HK$5,299
+HK$265/mo
Deposit HK$235K · loan HK$941K · min. income ≈ HK$10,068/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,561
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,703
−HK$144/mo
Today · 4.125%
HK$4,847
baseline
▲ 0.50% · 4.625%
HK$5,142
+HK$295/mo
Deposit HK$177K · loan HK$1.00M · min. income ≈ HK$9,694/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,075
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,211
−HK$138/mo
Today · 4.125%
HK$5,349
baseline
▲ 0.50% · 4.625%
HK$5,631
+HK$282/mo
Deposit HK$177K · loan HK$1.00M · min. income ≈ HK$10,698/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,830
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,980
−HK$153/mo
Today · 4.125%
HK$5,133
baseline
▲ 0.50% · 4.625%
HK$5,445
+HK$312/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$10,266/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,373
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,517
−HK$146/mo
Today · 4.125%
HK$5,663
baseline
▲ 0.50% · 4.625%
HK$5,962
+HK$299/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$11,326/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).