▼ 0.50% · 3.625%
HK$3,087
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,183
−HK$98/mo
Today · 4.125%
HK$3,281
baseline
▲ 0.50% · 4.625%
HK$3,481
+HK$200/mo
Deposit HK$677K · loan HK$677K · min. income ≈ HK$6,562/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,435
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,527
−HK$93/mo
Today · 4.125%
HK$3,620
baseline
▲ 0.50% · 4.625%
HK$3,811
+HK$191/mo
Deposit HK$677K · loan HK$677K · min. income ≈ HK$7,240/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,396
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,502
−HK$107/mo
Today · 4.125%
HK$3,609
baseline
▲ 0.50% · 4.625%
HK$3,829
+HK$220/mo
Deposit HK$609K · loan HK$745K · min. income ≈ HK$7,218/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,778
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,880
−HK$102/mo
Today · 4.125%
HK$3,982
baseline
▲ 0.50% · 4.625%
HK$4,192
+HK$210/mo
Deposit HK$609K · loan HK$745K · min. income ≈ HK$7,964/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,705
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,820
−HK$117/mo
Today · 4.125%
HK$3,937
baseline
▲ 0.50% · 4.625%
HK$4,177
+HK$240/mo
Deposit HK$542K · loan HK$812K · min. income ≈ HK$7,874/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,122
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,232
−HK$112/mo
Today · 4.125%
HK$4,344
baseline
▲ 0.50% · 4.625%
HK$4,573
+HK$229/mo
Deposit HK$542K · loan HK$812K · min. income ≈ HK$8,688/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,014
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,139
−HK$126/mo
Today · 4.125%
HK$4,265
baseline
▲ 0.50% · 4.625%
HK$4,525
+HK$260/mo
Deposit HK$474K · loan HK$880K · min. income ≈ HK$8,530/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,465
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,585
−HK$121/mo
Today · 4.125%
HK$4,706
baseline
▲ 0.50% · 4.625%
HK$4,954
+HK$248/mo
Deposit HK$474K · loan HK$880K · min. income ≈ HK$9,412/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,322
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,457
−HK$136/mo
Today · 4.125%
HK$4,593
baseline
▲ 0.50% · 4.625%
HK$4,873
+HK$280/mo
Deposit HK$406K · loan HK$948K · min. income ≈ HK$9,186/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,809
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,938
−HK$130/mo
Today · 4.125%
HK$5,068
baseline
▲ 0.50% · 4.625%
HK$5,336
+HK$268/mo
Deposit HK$406K · loan HK$948K · min. income ≈ HK$10,136/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,631
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,775
−HK$147/mo
Today · 4.125%
HK$4,922
baseline
▲ 0.50% · 4.625%
HK$5,221
+HK$299/mo
Deposit HK$338K · loan HK$1.02M · min. income ≈ HK$9,844/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,152
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,290
−HK$140/mo
Today · 4.125%
HK$5,430
baseline
▲ 0.50% · 4.625%
HK$5,717
+HK$287/mo
Deposit HK$338K · loan HK$1.02M · min. income ≈ HK$10,860/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,940
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,094
−HK$156/mo
Today · 4.125%
HK$5,250
baseline
▲ 0.50% · 4.625%
HK$5,569
+HK$319/mo
Deposit HK$271K · loan HK$1.08M · min. income ≈ HK$10,500/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,496
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,643
−HK$149/mo
Today · 4.125%
HK$5,792
baseline
▲ 0.50% · 4.625%
HK$6,098
+HK$306/mo
Deposit HK$271K · loan HK$1.08M · min. income ≈ HK$11,584/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,249
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,412
−HK$166/mo
Today · 4.125%
HK$5,578
baseline
▲ 0.50% · 4.625%
HK$5,917
+HK$339/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$11,156/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,839
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,996
−HK$159/mo
Today · 4.125%
HK$6,155
baseline
▲ 0.50% · 4.625%
HK$6,479
+HK$324/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$12,310/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,557
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,730
−HK$176/mo
Today · 4.125%
HK$5,906
baseline
▲ 0.50% · 4.625%
HK$6,265
+HK$359/mo
Deposit HK$135K · loan HK$1.22M · min. income ≈ HK$11,812/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,183
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,348
−HK$169/mo
Today · 4.125%
HK$6,517
baseline
▲ 0.50% · 4.625%
HK$6,860
+HK$343/mo
Deposit HK$135K · loan HK$1.22M · min. income ≈ HK$13,034/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).