▼ 0.50% · 3.625%
HK$19,561
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,169
−HK$618/mo
Today · 4.125%
HK$20,787
baseline
▲ 0.50% · 4.625%
HK$22,052
+HK$1,265/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,574/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,761
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,345
−HK$592/mo
Today · 4.125%
HK$22,937
baseline
▲ 0.50% · 4.625%
HK$24,146
+HK$1,209/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,874/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,517
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,186
−HK$680/mo
Today · 4.125%
HK$22,866
baseline
▲ 0.50% · 4.625%
HK$24,257
+HK$1,391/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,732/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,937
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,579
−HK$651/mo
Today · 4.125%
HK$25,230
baseline
▲ 0.50% · 4.625%
HK$26,560
+HK$1,330/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,460/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,473
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,203
−HK$742/mo
Today · 4.125%
HK$24,945
baseline
▲ 0.50% · 4.625%
HK$26,463
+HK$1,518/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,890/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,113
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,814
−HK$710/mo
Today · 4.125%
HK$27,524
baseline
▲ 0.50% · 4.625%
HK$28,975
+HK$1,451/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,048/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,429
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,220
−HK$803/mo
Today · 4.125%
HK$27,023
baseline
▲ 0.50% · 4.625%
HK$28,668
+HK$1,645/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$54,046/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,289
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,048
−HK$770/mo
Today · 4.125%
HK$29,818
baseline
▲ 0.50% · 4.625%
HK$31,389
+HK$1,571/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$59,636/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,385
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,237
−HK$865/mo
Today · 4.125%
HK$29,102
baseline
▲ 0.50% · 4.625%
HK$30,873
+HK$1,771/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,204/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,465
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,283
−HK$828/mo
Today · 4.125%
HK$32,111
baseline
▲ 0.50% · 4.625%
HK$33,804
+HK$1,693/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,222/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,341
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,254
−HK$927/mo
Today · 4.125%
HK$31,181
baseline
▲ 0.50% · 4.625%
HK$33,078
+HK$1,897/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,362/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,642
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,517
−HK$888/mo
Today · 4.125%
HK$34,405
baseline
▲ 0.50% · 4.625%
HK$36,219
+HK$1,814/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,810/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,297
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,271
−HK$989/mo
Today · 4.125%
HK$33,260
baseline
▲ 0.50% · 4.625%
HK$35,283
+HK$2,023/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$66,520/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,818
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,751
−HK$948/mo
Today · 4.125%
HK$36,699
baseline
▲ 0.50% · 4.625%
HK$38,633
+HK$1,934/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$73,398/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,253
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,287
−HK$1,051/mo
Today · 4.125%
HK$35,338
baseline
▲ 0.50% · 4.625%
HK$37,489
+HK$2,151/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$70,676/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,994
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,986
−HK$1,006/mo
Today · 4.125%
HK$38,992
baseline
▲ 0.50% · 4.625%
HK$41,048
+HK$2,056/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$77,984/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,209
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,304
−HK$1,113/mo
Today · 4.125%
HK$37,417
baseline
▲ 0.50% · 4.625%
HK$39,694
+HK$2,277/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$74,834/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,170
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,220
−HK$1,066/mo
Today · 4.125%
HK$41,286
baseline
▲ 0.50% · 4.625%
HK$43,462
+HK$2,176/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$82,572/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,349 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).