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At today's rate and a 90% mortgage, the deposit on this unit is about HK$836K, with repayments around HK$36,464/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$72,928/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,793 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- D
- Saleable Area
- 687 Saleable ft²
- Gross Area
- 857 ft²
- Efficiency
- 80%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-28 | HK$8.00M | −17.4% 3.9y · −4.0%/yr |
| 2020-07-02 | HK$9.69M | +38.4% 3.9y · 10.0%/yr |
| 2016-08-16 | HK$7.00M | +21.7% 4.2y · 5.0%/yr |
| 2012-06-15 | HK$5.75M | — |