Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$526K, with repayments around HK$22,945/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$526K · loan HK$4.73M · min. income ≈ HK$45,890/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,360 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- 3
- Saleable Area
- 378 Saleable ft²
- Gross Area
- 484 ft²
- Efficiency
- 78%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-07 | HK$6.55M | +65.8% 4.5y · 15.0%/yr |
| 2016-02-11 | HK$3.95M | +33.9% 3.8y · 9.0%/yr |
| 2012-05-09 | HK$2.95M | +55.3% |
| 2009-07-03 | HK$1.90M | +11.1% |
| 2009-01-15 | HK$1.71M | +8.2% |
| 2008-11-05 | HK$1.58M | +1.3% |
| 2007-08-06 | HK$1.56M | +19.1% |
| 2005-01-21 | HK$1.31M | +17.0% |
| 2004-07-12 | HK$1.12M | — |