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At today's rate and a 90% mortgage, the deposit on this unit is about HK$495K, with repayments around HK$21,602/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$495K · loan HK$4.46M · min. income ≈ HK$43,204/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$111,430 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- 3
- Saleable Area
- 378 Saleable ft²
- Gross Area
- 484 ft²
- Efficiency
- 78%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-15 | HK$6.17M | +29.9% 3.6y · 8.0%/yr |
| 2016-11-07 | HK$4.75M | +18.8% 2.1y · 9.0%/yr |
| 2014-09-15 | HK$4.00M | +60.0% |
| 2011-02-24 | HK$2.50M | −2.0% |
| 1997-06-11 | HK$2.55M | +42.5% |
| 1996-02-16 | HK$1.79M | — |