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At today's rate and a 90% mortgage, the deposit on this unit is about HK$537K, with repayments around HK$23,421/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$537K · loan HK$4.83M · min. income ≈ HK$46,842/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$120,816 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- 4
- Saleable Area
- 378 Saleable ft²
- Gross Area
- 484 ft²
- Efficiency
- 78%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-13 | HK$5.98M | +22.0% 3.1y · 7.0%/yr |
| 2017-02-02 | HK$4.90M | +189.9% 7.9y · 24.0%/yr |
| 2009-03-13 | HK$1.69M | −1.7% |
| 2008-01-10 | HK$1.72M | +22.9% |
| 2005-04-21 | HK$1.40M | +27.3% |
| 2004-11-12 | HK$1.10M | — |