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At today's rate and a 90% mortgage, the deposit on this unit is about HK$511K, with repayments around HK$22,279/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$511K · loan HK$4.60M · min. income ≈ HK$44,558/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$114,924 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- 1
- Saleable Area
- 391 Saleable ft²
- Gross Area
- 501 ft²
- Efficiency
- 78%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-10 | HK$4.45M | −20.5% 2.3y · −9.0%/yr |
| 2023-02-02 | HK$5.60M | −2.6% 4.0y · −1.0%/yr |
| 2019-02-26 | HK$5.75M | +246.4% 8.5y · 18.0%/yr |
| 2009-03-31 | HK$1.66M | −41.3% |
| 1997-11-06 | HK$2.83M | — |