Home Kwun Tong District JOYFUL VILLAS BLOCK 1

27/F 5

Switch unit

Floor

5/F 1 584 ft² 5/F 2 580 ft² 5/F 4 580 ft² 6/F 2 580 ft² 6/F 3 616 ft² 6/F 6 598 ft² 7/F 1 584 ft² 7/F 2 580 ft² 7/F 3 616 ft² 7/F 4 580 ft² 7/F 5 580 ft² 7/F 6 598 ft² 8/F 1 584 ft² 8/F 2 580 ft² 8/F 5 580 ft² 8/F 6 598 ft² 9/F 1 584 ft² 9/F 2 580 ft² 9/F 3 616 ft² 9/F 5 580 ft² 9/F 6 598 ft² 10/F 1 584 ft² 10/F 2 580 ft² 10/F 3 603 ft² 10/F 4 580 ft² 10/F 6 598 ft² 11/F 3 603 ft² 11/F 4 580 ft² 11/F 5 580 ft² 11/F 6 584 ft² 12/F 2 580 ft² 12/F 3 603 ft² 12/F 5 580 ft² 12/F 6 584 ft² 13/F 1 584 ft² 13/F 3 616 ft² 13/F 4 580 ft² 13/F 5 580 ft² 14/F 1 584 ft² 14/F 3 603 ft² 14/F 4 580 ft² 14/F 6 584 ft² 15/F 2 580 ft² 15/F 3 616 ft² 15/F 4 589 ft² 15/F 5 580 ft² 16/F 1 584 ft² 16/F 2 580 ft² 16/F 3 616 ft² 16/F 4 580 ft² 16/F 6 598 ft² 17/F 1 584 ft² 17/F 2 580 ft² 17/F 3 616 ft² 17/F 4 580 ft² 17/F 6 584 ft² 18/F 2 589 ft² 18/F 3 616 ft² 18/F 5 580 ft² 19/F 1 573 ft² 19/F 2 580 ft² 19/F 6 584 ft² 20/F 1 573 ft² 20/F 3 616 ft² 20/F 4 580 ft² 20/F 5 580 ft² 20/F 6 598 ft² 21/F 1 584 ft² 21/F 3 603 ft² 21/F 5 580 ft² 22/F 2 580 ft² 22/F 3 616 ft² 22/F 5 580 ft² 23/F 1 584 ft² 23/F 3 616 ft² 23/F 4 580 ft² 23/F 5 580 ft² 23/F 6 598 ft² 24/F 1 584 ft² 24/F 4 580 ft² 24/F 5 580 ft² 24/F 6 598 ft² 25/F 2 580 ft² 25/F 3 616 ft² 25/F 5 580 ft² 25/F 6 598 ft² 26/F 3 616 ft² 26/F 5 580 ft² 27/F 3 616 ft² 27/F 4 580 ft² 27/F 5 580 ft² 28/F 1 584 ft² 28/F 2 580 ft² 28/F 3 616 ft² 28/F 5 580 ft² 29/F 1 584 ft² 29/F 2 580 ft² 29/F 3 616 ft² 29/F 5 580 ft² 29/F 6 598 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.64M

≈ HK$9,726 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$564K, with repayments around HK$24,605/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$23,154

−HK$1,451/mo

▼ 0.25% · 3.875%

HK$23,874

−HK$731/mo

Today · 4.125%

HK$24,605

baseline

▲ 0.50% · 4.625%

HK$26,103

+HK$1,498/mo

Deposit HK$564K · loan HK$5.08M · min. income ≈ HK$49,210/mo (50% DSR)

Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$126,924 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Ngau Tau Kok Station

≈ 5 min walk · 375 m

Education

schools within 1 km (22 within 500 m)

Daily convenience

within 1 km (16 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Ngau Tau Kok Station Station.

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 49 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 63 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 27/F
Flat: 5
Saleable Area: 580 Saleable ft²
Gross Area: 690 ft²
Efficiency: 84%
District: Kwun Tong District · Kowloon
School net (POA): 48

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-09-07	HK$7.98M	+33.0% 3.1y · 11.0%/yr	HK$13,759	—
2018-07-11	HK$6.00M	+0.0% 1.8y · 0.0%/yr	HK$10,345	—
2016-09-27	HK$6.00M	+110.5% 8.4y · 13.0%/yr	HK$10,345	—
2008-04-14	HK$2.85M	+90.0%	HK$4,914	—
2003-04-07	HK$1.50M	—	HK$2,586	—

Other appraised units in this building

Data sourced from Renavon.com