Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$819K, with repayments around HK$35,710/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$71,420/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,609 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- E
- Saleable Area
- 687 Saleable ft²
- Gross Area
- 861 ft²
- Efficiency
- 80%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-30 | HK$8.45M | −6.1% 7.3y |
| 2019-03-21 | HK$9.00M | +70.5% 7.9y · 9.0%/yr |
| 2011-05-16 | HK$5.28M | +32.0% |
| 2009-12-11 | HK$4.00M | +17.6% |
| 2007-12-20 | HK$3.40M | +16.8% |
| 1999-12-15 | HK$2.91M | −44.3% |
| 1997-03-01 | HK$5.22M | — |