▼ 0.50% · 3.625%
HK$19,711
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,324
−HK$623/mo
Today · 4.125%
HK$20,947
baseline
▲ 0.50% · 4.625%
HK$22,222
+HK$1,275/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,894/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,928
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,517
−HK$596/mo
Today · 4.125%
HK$23,113
baseline
▲ 0.50% · 4.625%
HK$24,331
+HK$1,218/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,226/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,682
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,357
−HK$685/mo
Today · 4.125%
HK$23,042
baseline
▲ 0.50% · 4.625%
HK$24,444
+HK$1,402/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$46,084/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,121
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,768
−HK$656/mo
Today · 4.125%
HK$25,424
baseline
▲ 0.50% · 4.625%
HK$26,765
+HK$1,341/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$50,848/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,653
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,389
−HK$748/mo
Today · 4.125%
HK$25,137
baseline
▲ 0.50% · 4.625%
HK$26,666
+HK$1,529/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,274/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,314
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,020
−HK$716/mo
Today · 4.125%
HK$27,736
baseline
▲ 0.50% · 4.625%
HK$29,198
+HK$1,462/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,472/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,624
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,422
−HK$809/mo
Today · 4.125%
HK$27,231
baseline
▲ 0.50% · 4.625%
HK$28,888
+HK$1,657/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$54,462/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,507
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,272
−HK$775/mo
Today · 4.125%
HK$30,047
baseline
▲ 0.50% · 4.625%
HK$31,631
+HK$1,584/mo
Deposit HK$3.03M · loan HK$5.62M · min. income ≈ HK$60,094/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,596
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,454
−HK$872/mo
Today · 4.125%
HK$29,326
baseline
▲ 0.50% · 4.625%
HK$31,110
+HK$1,784/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$58,652/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,700
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,523
−HK$835/mo
Today · 4.125%
HK$32,358
baseline
▲ 0.50% · 4.625%
HK$34,064
+HK$1,706/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$64,716/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,567
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,486
−HK$935/mo
Today · 4.125%
HK$31,421
baseline
▲ 0.50% · 4.625%
HK$33,333
+HK$1,912/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,842/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,893
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,775
−HK$895/mo
Today · 4.125%
HK$34,670
baseline
▲ 0.50% · 4.625%
HK$36,497
+HK$1,827/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,340/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,538
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,519
−HK$997/mo
Today · 4.125%
HK$33,516
baseline
▲ 0.50% · 4.625%
HK$35,555
+HK$2,039/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$67,032/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,085
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,026
−HK$955/mo
Today · 4.125%
HK$36,981
baseline
▲ 0.50% · 4.625%
HK$38,930
+HK$1,949/mo
Deposit HK$1.73M · loan HK$6.92M · min. income ≈ HK$73,962/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,509
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,551
−HK$1,059/mo
Today · 4.125%
HK$35,610
baseline
▲ 0.50% · 4.625%
HK$37,777
+HK$2,167/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$71,220/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,278
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,278
−HK$1,014/mo
Today · 4.125%
HK$39,292
baseline
▲ 0.50% · 4.625%
HK$41,364
+HK$2,072/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$78,584/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,480
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,584
−HK$1,121/mo
Today · 4.125%
HK$37,705
baseline
▲ 0.50% · 4.625%
HK$39,999
+HK$2,294/mo
Deposit HK$864K · loan HK$7.78M · min. income ≈ HK$75,410/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,471
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,530
−HK$1,074/mo
Today · 4.125%
HK$41,604
baseline
▲ 0.50% · 4.625%
HK$43,797
+HK$2,193/mo
Deposit HK$864K · loan HK$7.78M · min. income ≈ HK$83,208/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,328 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).