▼ 0.50% · 3.625%
HK$1,596
−HK$100/mo
▼ 0.25% · 3.875%
HK$1,645
−HK$51/mo
Today · 4.125%
HK$1,696
baseline
▲ 0.50% · 4.625%
HK$1,799
+HK$103/mo
Deposit HK$350K · loan HK$350K · min. income ≈ HK$3,392/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,775
−HK$96/mo
▼ 0.25% · 3.875%
HK$1,823
−HK$48/mo
Today · 4.125%
HK$1,871
baseline
▲ 0.50% · 4.625%
HK$1,970
+HK$99/mo
Deposit HK$350K · loan HK$350K · min. income ≈ HK$3,742/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,755
−HK$111/mo
▼ 0.25% · 3.875%
HK$1,810
−HK$56/mo
Today · 4.125%
HK$1,866
baseline
▲ 0.50% · 4.625%
HK$1,979
+HK$113/mo
Deposit HK$315K · loan HK$385K · min. income ≈ HK$3,732/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,953
−HK$105/mo
▼ 0.25% · 3.875%
HK$2,005
−HK$53/mo
Today · 4.125%
HK$2,058
baseline
▲ 0.50% · 4.625%
HK$2,167
+HK$109/mo
Deposit HK$315K · loan HK$385K · min. income ≈ HK$4,116/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,915
−HK$120/mo
▼ 0.25% · 3.875%
HK$1,975
−HK$60/mo
Today · 4.125%
HK$2,035
baseline
▲ 0.50% · 4.625%
HK$2,159
+HK$124/mo
Deposit HK$280K · loan HK$420K · min. income ≈ HK$4,070/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,130
−HK$116/mo
▼ 0.25% · 3.875%
HK$2,188
−HK$58/mo
Today · 4.125%
HK$2,246
baseline
▲ 0.50% · 4.625%
HK$2,364
+HK$118/mo
Deposit HK$280K · loan HK$420K · min. income ≈ HK$4,492/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,075
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,139
−HK$66/mo
Today · 4.125%
HK$2,205
baseline
▲ 0.50% · 4.625%
HK$2,339
+HK$134/mo
Deposit HK$245K · loan HK$455K · min. income ≈ HK$4,410/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,308
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,370
−HK$63/mo
Today · 4.125%
HK$2,433
baseline
▲ 0.50% · 4.625%
HK$2,561
+HK$128/mo
Deposit HK$245K · loan HK$455K · min. income ≈ HK$4,866/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,234
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,304
−HK$70/mo
Today · 4.125%
HK$2,374
baseline
▲ 0.50% · 4.625%
HK$2,519
+HK$145/mo
Deposit HK$210K · loan HK$490K · min. income ≈ HK$4,748/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,485
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,552
−HK$68/mo
Today · 4.125%
HK$2,620
baseline
▲ 0.50% · 4.625%
HK$2,758
+HK$138/mo
Deposit HK$210K · loan HK$490K · min. income ≈ HK$5,240/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,394
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,468
−HK$76/mo
Today · 4.125%
HK$2,544
baseline
▲ 0.50% · 4.625%
HK$2,699
+HK$155/mo
Deposit HK$175K · loan HK$525K · min. income ≈ HK$5,088/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,663
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,734
−HK$73/mo
Today · 4.125%
HK$2,807
baseline
▲ 0.50% · 4.625%
HK$2,955
+HK$148/mo
Deposit HK$175K · loan HK$525K · min. income ≈ HK$5,614/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,553
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,633
−HK$80/mo
Today · 4.125%
HK$2,713
baseline
▲ 0.50% · 4.625%
HK$2,879
+HK$166/mo
Deposit HK$140K · loan HK$560K · min. income ≈ HK$5,426/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,841
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,917
−HK$77/mo
Today · 4.125%
HK$2,994
baseline
▲ 0.50% · 4.625%
HK$3,152
+HK$158/mo
Deposit HK$140K · loan HK$560K · min. income ≈ HK$5,988/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,713
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,797
−HK$86/mo
Today · 4.125%
HK$2,883
baseline
▲ 0.50% · 4.625%
HK$3,058
+HK$175/mo
Deposit HK$105K · loan HK$595K · min. income ≈ HK$5,766/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,018
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,099
−HK$82/mo
Today · 4.125%
HK$3,181
baseline
▲ 0.50% · 4.625%
HK$3,349
+HK$168/mo
Deposit HK$105K · loan HK$595K · min. income ≈ HK$6,362/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,873
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,962
−HK$91/mo
Today · 4.125%
HK$3,053
baseline
▲ 0.50% · 4.625%
HK$3,238
+HK$185/mo
Deposit HK$70K · loan HK$630K · min. income ≈ HK$6,106/mo (50% DSR)
Upfront cash ≈ HK$70K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,196
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,281
−HK$87/mo
Today · 4.125%
HK$3,368
baseline
▲ 0.50% · 4.625%
HK$3,546
+HK$178/mo
Deposit HK$70K · loan HK$630K · min. income ≈ HK$6,736/mo (50% DSR)
Upfront cash ≈ HK$70K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).