▼ 0.50% · 3.625%
HK$1,730
−HK$109/mo
▼ 0.25% · 3.875%
HK$1,784
−HK$55/mo
Today · 4.125%
HK$1,839
baseline
▲ 0.50% · 4.625%
HK$1,951
+HK$112/mo
Deposit HK$379K · loan HK$379K · min. income ≈ HK$3,678/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,925
−HK$104/mo
▼ 0.25% · 3.875%
HK$1,977
−HK$52/mo
Today · 4.125%
HK$2,029
baseline
▲ 0.50% · 4.625%
HK$2,136
+HK$107/mo
Deposit HK$379K · loan HK$379K · min. income ≈ HK$4,058/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,903
−HK$120/mo
▼ 0.25% · 3.875%
HK$1,963
−HK$60/mo
Today · 4.125%
HK$2,023
baseline
▲ 0.50% · 4.625%
HK$2,146
+HK$123/mo
Deposit HK$341K · loan HK$417K · min. income ≈ HK$4,046/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,118
−HK$114/mo
▼ 0.25% · 3.875%
HK$2,174
−HK$58/mo
Today · 4.125%
HK$2,232
baseline
▲ 0.50% · 4.625%
HK$2,350
+HK$118/mo
Deposit HK$341K · loan HK$417K · min. income ≈ HK$4,464/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,077
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,141
−HK$66/mo
Today · 4.125%
HK$2,207
baseline
▲ 0.50% · 4.625%
HK$2,341
+HK$134/mo
Deposit HK$304K · loan HK$455K · min. income ≈ HK$4,414/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,310
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,372
−HK$63/mo
Today · 4.125%
HK$2,435
baseline
▲ 0.50% · 4.625%
HK$2,563
+HK$128/mo
Deposit HK$304K · loan HK$455K · min. income ≈ HK$4,870/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,250
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,320
−HK$71/mo
Today · 4.125%
HK$2,391
baseline
▲ 0.50% · 4.625%
HK$2,536
+HK$145/mo
Deposit HK$266K · loan HK$493K · min. income ≈ HK$4,782/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,503
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,570
−HK$68/mo
Today · 4.125%
HK$2,638
baseline
▲ 0.50% · 4.625%
HK$2,777
+HK$139/mo
Deposit HK$266K · loan HK$493K · min. income ≈ HK$5,276/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,423
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,498
−HK$77/mo
Today · 4.125%
HK$2,575
baseline
▲ 0.50% · 4.625%
HK$2,731
+HK$156/mo
Deposit HK$228K · loan HK$531K · min. income ≈ HK$5,150/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,695
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,767
−HK$74/mo
Today · 4.125%
HK$2,841
baseline
▲ 0.50% · 4.625%
HK$2,990
+HK$149/mo
Deposit HK$228K · loan HK$531K · min. income ≈ HK$5,682/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,596
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,676
−HK$82/mo
Today · 4.125%
HK$2,758
baseline
▲ 0.50% · 4.625%
HK$2,926
+HK$168/mo
Deposit HK$190K · loan HK$569K · min. income ≈ HK$5,516/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,888
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,965
−HK$79/mo
Today · 4.125%
HK$3,044
baseline
▲ 0.50% · 4.625%
HK$3,204
+HK$160/mo
Deposit HK$190K · loan HK$569K · min. income ≈ HK$6,088/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,769
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,855
−HK$87/mo
Today · 4.125%
HK$2,942
baseline
▲ 0.50% · 4.625%
HK$3,121
+HK$179/mo
Deposit HK$152K · loan HK$607K · min. income ≈ HK$5,884/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,080
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,163
−HK$84/mo
Today · 4.125%
HK$3,247
baseline
▲ 0.50% · 4.625%
HK$3,418
+HK$171/mo
Deposit HK$152K · loan HK$607K · min. income ≈ HK$6,494/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,942
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,033
−HK$93/mo
Today · 4.125%
HK$3,126
baseline
▲ 0.50% · 4.625%
HK$3,316
+HK$190/mo
Deposit HK$114K · loan HK$645K · min. income ≈ HK$6,252/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,273
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,360
−HK$89/mo
Today · 4.125%
HK$3,449
baseline
▲ 0.50% · 4.625%
HK$3,631
+HK$182/mo
Deposit HK$114K · loan HK$645K · min. income ≈ HK$6,898/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,115
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,212
−HK$98/mo
Today · 4.125%
HK$3,310
baseline
▲ 0.50% · 4.625%
HK$3,511
+HK$201/mo
Deposit HK$76K · loan HK$683K · min. income ≈ HK$6,620/mo (50% DSR)
Upfront cash ≈ HK$76K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,465
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,558
−HK$94/mo
Today · 4.125%
HK$3,652
baseline
▲ 0.50% · 4.625%
HK$3,845
+HK$193/mo
Deposit HK$76K · loan HK$683K · min. income ≈ HK$7,304/mo (50% DSR)
Upfront cash ≈ HK$76K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).