▼ 0.50% · 3.625%
HK$4,445
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,583
−HK$141/mo
Today · 4.125%
HK$4,724
baseline
▲ 0.50% · 4.625%
HK$5,011
+HK$287/mo
Deposit HK$975K · loan HK$975K · min. income ≈ HK$9,448/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,945
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,078
−HK$134/mo
Today · 4.125%
HK$5,212
baseline
▲ 0.50% · 4.625%
HK$5,487
+HK$275/mo
Deposit HK$975K · loan HK$975K · min. income ≈ HK$10,424/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,889
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,042
−HK$154/mo
Today · 4.125%
HK$5,196
baseline
▲ 0.50% · 4.625%
HK$5,512
+HK$316/mo
Deposit HK$877K · loan HK$1.07M · min. income ≈ HK$10,392/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,440
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,585
−HK$148/mo
Today · 4.125%
HK$5,733
baseline
▲ 0.50% · 4.625%
HK$6,036
+HK$303/mo
Deposit HK$877K · loan HK$1.07M · min. income ≈ HK$11,466/mo (50% DSR)
Upfront cash ≈ HK$877K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,334
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,500
−HK$168/mo
Today · 4.125%
HK$5,668
baseline
▲ 0.50% · 4.625%
HK$6,013
+HK$345/mo
Deposit HK$780K · loan HK$1.17M · min. income ≈ HK$11,336/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,934
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,093
−HK$162/mo
Today · 4.125%
HK$6,255
baseline
▲ 0.50% · 4.625%
HK$6,584
+HK$329/mo
Deposit HK$780K · loan HK$1.17M · min. income ≈ HK$12,510/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,778
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,958
−HK$183/mo
Today · 4.125%
HK$6,141
baseline
▲ 0.50% · 4.625%
HK$6,514
+HK$373/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$12,282/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,429
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,601
−HK$175/mo
Today · 4.125%
HK$6,776
baseline
▲ 0.50% · 4.625%
HK$7,133
+HK$357/mo
Deposit HK$682K · loan HK$1.27M · min. income ≈ HK$13,552/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,223
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,417
−HK$196/mo
Today · 4.125%
HK$6,613
baseline
▲ 0.50% · 4.625%
HK$7,016
+HK$403/mo
Deposit HK$585K · loan HK$1.36M · min. income ≈ HK$13,226/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,923
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,109
−HK$188/mo
Today · 4.125%
HK$7,297
baseline
▲ 0.50% · 4.625%
HK$7,682
+HK$385/mo
Deposit HK$585K · loan HK$1.36M · min. income ≈ HK$14,594/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,667
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,875
−HK$211/mo
Today · 4.125%
HK$7,086
baseline
▲ 0.50% · 4.625%
HK$7,517
+HK$431/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$14,172/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,418
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,616
−HK$202/mo
Today · 4.125%
HK$7,818
baseline
▲ 0.50% · 4.625%
HK$8,230
+HK$412/mo
Deposit HK$487K · loan HK$1.46M · min. income ≈ HK$15,636/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,112
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,333
−HK$225/mo
Today · 4.125%
HK$7,558
baseline
▲ 0.50% · 4.625%
HK$8,018
+HK$460/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$15,116/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,912
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,124
−HK$215/mo
Today · 4.125%
HK$8,339
baseline
▲ 0.50% · 4.625%
HK$8,779
+HK$440/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$16,678/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,556
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,792
−HK$238/mo
Today · 4.125%
HK$8,030
baseline
▲ 0.50% · 4.625%
HK$8,519
+HK$489/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$16,060/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,407
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,632
−HK$229/mo
Today · 4.125%
HK$8,861
baseline
▲ 0.50% · 4.625%
HK$9,328
+HK$467/mo
Deposit HK$292K · loan HK$1.66M · min. income ≈ HK$17,722/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,001
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,250
−HK$253/mo
Today · 4.125%
HK$8,503
baseline
▲ 0.50% · 4.625%
HK$9,020
+HK$517/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$17,006/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,901
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,140
−HK$242/mo
Today · 4.125%
HK$9,382
baseline
▲ 0.50% · 4.625%
HK$9,876
+HK$494/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$18,764/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).