▼ 0.50% · 3.625%
HK$13,592
−HK$852/mo
▼ 0.25% · 3.875%
HK$14,015
−HK$429/mo
Today · 4.125%
HK$14,444
baseline
▲ 0.50% · 4.625%
HK$15,323
+HK$879/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$28,888/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,121
−HK$817/mo
▼ 0.25% · 3.875%
HK$15,526
−HK$412/mo
Today · 4.125%
HK$15,938
baseline
▲ 0.50% · 4.625%
HK$16,778
+HK$840/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$31,876/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,951
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,416
−HK$473/mo
Today · 4.125%
HK$15,889
baseline
▲ 0.50% · 4.625%
HK$16,855
+HK$966/mo
Deposit HK$2.68M · loan HK$3.28M · min. income ≈ HK$31,778/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,633
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,079
−HK$453/mo
Today · 4.125%
HK$17,532
baseline
▲ 0.50% · 4.625%
HK$18,456
+HK$924/mo
Deposit HK$2.68M · loan HK$3.28M · min. income ≈ HK$35,064/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,310
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,818
−HK$515/mo
Today · 4.125%
HK$17,333
baseline
▲ 0.50% · 4.625%
HK$18,388
+HK$1,055/mo
Deposit HK$2.38M · loan HK$3.58M · min. income ≈ HK$34,666/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,145
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,632
−HK$493/mo
Today · 4.125%
HK$19,125
baseline
▲ 0.50% · 4.625%
HK$20,134
+HK$1,009/mo
Deposit HK$2.38M · loan HK$3.58M · min. income ≈ HK$38,250/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,670
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,219
−HK$559/mo
Today · 4.125%
HK$18,778
baseline
▲ 0.50% · 4.625%
HK$19,920
+HK$1,142/mo
Deposit HK$2.09M · loan HK$3.87M · min. income ≈ HK$37,556/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,657
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,184
−HK$535/mo
Today · 4.125%
HK$20,719
baseline
▲ 0.50% · 4.625%
HK$21,811
+HK$1,092/mo
Deposit HK$2.09M · loan HK$3.87M · min. income ≈ HK$41,438/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,029
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,621
−HK$601/mo
Today · 4.125%
HK$20,222
baseline
▲ 0.50% · 4.625%
HK$21,452
+HK$1,230/mo
Deposit HK$1.79M · loan HK$4.17M · min. income ≈ HK$40,444/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,169
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,737
−HK$576/mo
Today · 4.125%
HK$22,313
baseline
▲ 0.50% · 4.625%
HK$23,489
+HK$1,176/mo
Deposit HK$1.79M · loan HK$4.17M · min. income ≈ HK$44,626/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,388
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,022
−HK$644/mo
Today · 4.125%
HK$21,666
baseline
▲ 0.50% · 4.625%
HK$22,985
+HK$1,319/mo
Deposit HK$1.49M · loan HK$4.47M · min. income ≈ HK$43,332/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,681
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,290
−HK$617/mo
Today · 4.125%
HK$23,907
baseline
▲ 0.50% · 4.625%
HK$25,167
+HK$1,260/mo
Deposit HK$1.49M · loan HK$4.47M · min. income ≈ HK$47,814/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,747
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,424
−HK$687/mo
Today · 4.125%
HK$23,111
baseline
▲ 0.50% · 4.625%
HK$24,517
+HK$1,406/mo
Deposit HK$1.19M · loan HK$4.77M · min. income ≈ HK$46,222/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,193
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,842
−HK$659/mo
Today · 4.125%
HK$25,501
baseline
▲ 0.50% · 4.625%
HK$26,845
+HK$1,344/mo
Deposit HK$1.19M · loan HK$4.77M · min. income ≈ HK$51,002/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,106
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,825
−HK$730/mo
Today · 4.125%
HK$24,555
baseline
▲ 0.50% · 4.625%
HK$26,049
+HK$1,494/mo
Deposit HK$894K · loan HK$5.07M · min. income ≈ HK$49,110/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,706
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,395
−HK$699/mo
Today · 4.125%
HK$27,094
baseline
▲ 0.50% · 4.625%
HK$28,523
+HK$1,429/mo
Deposit HK$894K · loan HK$5.07M · min. income ≈ HK$54,188/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,466
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,227
−HK$773/mo
Today · 4.125%
HK$26,000
baseline
▲ 0.50% · 4.625%
HK$27,582
+HK$1,582/mo
Deposit HK$596K · loan HK$5.36M · min. income ≈ HK$52,000/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,218
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,948
−HK$740/mo
Today · 4.125%
HK$28,688
baseline
▲ 0.50% · 4.625%
HK$30,200
+HK$1,512/mo
Deposit HK$596K · loan HK$5.36M · min. income ≈ HK$57,376/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$134,116 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).