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At today's rate and a 90% mortgage, the deposit on this unit is about HK$641K, with repayments around HK$27,940/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$641K · loan HK$5.76M · min. income ≈ HK$55,880/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$175,547 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- 7
- Saleable Area
- 484 Saleable ft²
- Gross Area
- 607 ft²
- Efficiency
- 80%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-08 | HK$5.88M | −16.0% 4.2y · −4.0%/yr |
| 2021-07-27 | HK$7.00M | −4.1% 1.2y · −3.0%/yr |
| 2020-05-13 | HK$7.30M | +10.6% 4.4y · 2.0%/yr |
| 2015-12-21 | HK$6.60M | +209.9% 8.0y · 26.0%/yr |
| 2007-12-03 | HK$2.13M | +32.3% |
| 2004-12-10 | HK$1.61M | — |