Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$703K, with repayments around HK$30,685/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$61,370/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$211,045 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- C
- Saleable Area
- 537 Saleable ft²
- Gross Area
- 680 ft²
- Efficiency
- 79%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-24 | HK$6.00M | +0.0% 5.6y · −4.0%/yr |
| 2024-04-11 | HK$6.00M | −21.7% 5.0y · −4.0%/yr |
| 2019-04-11 | HK$7.66M | +206.4% 12.0y · 17.0%/yr |
| 2007-04-04 | HK$2.50M | — |