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At today's rate and a 90% mortgage, the deposit on this unit is about HK$624K, with repayments around HK$27,220/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$624K · loan HK$5.62M · min. income ≈ HK$54,440/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$159,050 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- C
- Saleable Area
- 537 Saleable ft²
- Gross Area
- 680 ft²
- Efficiency
- 79%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-08 | HK$7.00M | +21.1% 4.8y · 4.0%/yr |
| 2016-09-05 | HK$5.78M | +34.4% 4.2y · 8.0%/yr |
| 2012-06-20 | HK$4.30M | +54.7% |
| 2009-08-25 | HK$2.78M | −22.3% |
| 1998-03-18 | HK$3.58M | −2.7% |
| 1997-01-18 | HK$3.68M | +15.7% |
| 1996-10-09 | HK$3.18M | +20.0% |
| 1995-11-21 | HK$2.65M | — |