▼ 0.50% · 3.625%
HK$4,787
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,936
−HK$151/mo
Today · 4.125%
HK$5,087
baseline
▲ 0.50% · 4.625%
HK$5,397
+HK$310/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,174/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,326
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,469
−HK$145/mo
Today · 4.125%
HK$5,614
baseline
▲ 0.50% · 4.625%
HK$5,909
+HK$295/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,228/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,266
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,430
−HK$166/mo
Today · 4.125%
HK$5,596
baseline
▲ 0.50% · 4.625%
HK$5,937
+HK$341/mo
Deposit HK$945K · loan HK$1.15M · min. income ≈ HK$11,192/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,858
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,015
−HK$160/mo
Today · 4.125%
HK$6,175
baseline
▲ 0.50% · 4.625%
HK$6,500
+HK$325/mo
Deposit HK$945K · loan HK$1.15M · min. income ≈ HK$12,350/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,745
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,923
−HK$182/mo
Today · 4.125%
HK$6,105
baseline
▲ 0.50% · 4.625%
HK$6,476
+HK$371/mo
Deposit HK$840K · loan HK$1.26M · min. income ≈ HK$12,210/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,391
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,562
−HK$174/mo
Today · 4.125%
HK$6,736
baseline
▲ 0.50% · 4.625%
HK$7,091
+HK$355/mo
Deposit HK$840K · loan HK$1.26M · min. income ≈ HK$13,472/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,223
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,417
−HK$197/mo
Today · 4.125%
HK$6,614
baseline
▲ 0.50% · 4.625%
HK$7,016
+HK$402/mo
Deposit HK$735K · loan HK$1.36M · min. income ≈ HK$13,228/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,924
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,109
−HK$189/mo
Today · 4.125%
HK$7,298
baseline
▲ 0.50% · 4.625%
HK$7,682
+HK$384/mo
Deposit HK$735K · loan HK$1.36M · min. income ≈ HK$14,596/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,702
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,911
−HK$211/mo
Today · 4.125%
HK$7,122
baseline
▲ 0.50% · 4.625%
HK$7,556
+HK$434/mo
Deposit HK$630K · loan HK$1.47M · min. income ≈ HK$14,244/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,456
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,656
−HK$203/mo
Today · 4.125%
HK$7,859
baseline
▲ 0.50% · 4.625%
HK$8,273
+HK$414/mo
Deposit HK$630K · loan HK$1.47M · min. income ≈ HK$15,718/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,181
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,404
−HK$227/mo
Today · 4.125%
HK$7,631
baseline
▲ 0.50% · 4.625%
HK$8,096
+HK$465/mo
Deposit HK$525K · loan HK$1.57M · min. income ≈ HK$15,262/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,989
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,203
−HK$217/mo
Today · 4.125%
HK$8,420
baseline
▲ 0.50% · 4.625%
HK$8,864
+HK$444/mo
Deposit HK$525K · loan HK$1.57M · min. income ≈ HK$16,840/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,660
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,898
−HK$242/mo
Today · 4.125%
HK$8,140
baseline
▲ 0.50% · 4.625%
HK$8,635
+HK$495/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$16,280/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,521
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,750
−HK$232/mo
Today · 4.125%
HK$8,982
baseline
▲ 0.50% · 4.625%
HK$9,455
+HK$473/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$17,964/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,138
−HK$511/mo
▼ 0.25% · 3.875%
HK$8,392
−HK$257/mo
Today · 4.125%
HK$8,649
baseline
▲ 0.50% · 4.625%
HK$9,175
+HK$526/mo
Deposit HK$315K · loan HK$1.78M · min. income ≈ HK$17,298/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,054
−HK$489/mo
▼ 0.25% · 3.875%
HK$9,297
−HK$246/mo
Today · 4.125%
HK$9,543
baseline
▲ 0.50% · 4.625%
HK$10,046
+HK$503/mo
Deposit HK$315K · loan HK$1.78M · min. income ≈ HK$19,086/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,617
−HK$540/mo
▼ 0.25% · 3.875%
HK$8,885
−HK$272/mo
Today · 4.125%
HK$9,157
baseline
▲ 0.50% · 4.625%
HK$9,715
+HK$558/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$18,314/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,586
−HK$518/mo
▼ 0.25% · 3.875%
HK$9,844
−HK$260/mo
Today · 4.125%
HK$10,104
baseline
▲ 0.50% · 4.625%
HK$10,637
+HK$533/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$20,208/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).