▼ 0.50% · 3.625%
HK$4,643
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,787
−HK$147/mo
Today · 4.125%
HK$4,934
baseline
▲ 0.50% · 4.625%
HK$5,234
+HK$300/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$9,868/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,165
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,304
−HK$140/mo
Today · 4.125%
HK$5,444
baseline
▲ 0.50% · 4.625%
HK$5,731
+HK$287/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$10,888/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,107
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,266
−HK$161/mo
Today · 4.125%
HK$5,427
baseline
▲ 0.50% · 4.625%
HK$5,758
+HK$331/mo
Deposit HK$916K · loan HK$1.12M · min. income ≈ HK$10,854/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,682
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,834
−HK$155/mo
Today · 4.125%
HK$5,989
baseline
▲ 0.50% · 4.625%
HK$6,304
+HK$315/mo
Deposit HK$916K · loan HK$1.12M · min. income ≈ HK$11,978/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,571
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,745
−HK$176/mo
Today · 4.125%
HK$5,921
baseline
▲ 0.50% · 4.625%
HK$6,281
+HK$360/mo
Deposit HK$814K · loan HK$1.22M · min. income ≈ HK$11,842/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,198
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,364
−HK$169/mo
Today · 4.125%
HK$6,533
baseline
▲ 0.50% · 4.625%
HK$6,877
+HK$344/mo
Deposit HK$814K · loan HK$1.22M · min. income ≈ HK$13,066/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,036
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,224
−HK$190/mo
Today · 4.125%
HK$6,414
baseline
▲ 0.50% · 4.625%
HK$6,805
+HK$391/mo
Deposit HK$713K · loan HK$1.32M · min. income ≈ HK$12,828/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,715
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,895
−HK$183/mo
Today · 4.125%
HK$7,078
baseline
▲ 0.50% · 4.625%
HK$7,451
+HK$373/mo
Deposit HK$713K · loan HK$1.32M · min. income ≈ HK$14,156/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,500
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,702
−HK$206/mo
Today · 4.125%
HK$6,908
baseline
▲ 0.50% · 4.625%
HK$7,328
+HK$420/mo
Deposit HK$611K · loan HK$1.43M · min. income ≈ HK$13,816/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,231
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,425
−HK$197/mo
Today · 4.125%
HK$7,622
baseline
▲ 0.50% · 4.625%
HK$8,024
+HK$402/mo
Deposit HK$611K · loan HK$1.43M · min. income ≈ HK$15,244/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,964
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,181
−HK$220/mo
Today · 4.125%
HK$7,401
baseline
▲ 0.50% · 4.625%
HK$7,851
+HK$450/mo
Deposit HK$509K · loan HK$1.53M · min. income ≈ HK$14,802/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,748
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,956
−HK$210/mo
Today · 4.125%
HK$8,166
baseline
▲ 0.50% · 4.625%
HK$8,597
+HK$431/mo
Deposit HK$509K · loan HK$1.53M · min. income ≈ HK$16,332/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,429
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,660
−HK$234/mo
Today · 4.125%
HK$7,894
baseline
▲ 0.50% · 4.625%
HK$8,375
+HK$481/mo
Deposit HK$407K · loan HK$1.63M · min. income ≈ HK$15,788/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,264
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,486
−HK$225/mo
Today · 4.125%
HK$8,711
baseline
▲ 0.50% · 4.625%
HK$9,170
+HK$459/mo
Deposit HK$407K · loan HK$1.63M · min. income ≈ HK$17,422/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,893
−HK$495/mo
▼ 0.25% · 3.875%
HK$8,138
−HK$250/mo
Today · 4.125%
HK$8,388
baseline
▲ 0.50% · 4.625%
HK$8,898
+HK$510/mo
Deposit HK$305K · loan HK$1.73M · min. income ≈ HK$16,776/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,781
−HK$474/mo
▼ 0.25% · 3.875%
HK$9,016
−HK$239/mo
Today · 4.125%
HK$9,255
baseline
▲ 0.50% · 4.625%
HK$9,743
+HK$488/mo
Deposit HK$305K · loan HK$1.73M · min. income ≈ HK$18,510/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,357
−HK$524/mo
▼ 0.25% · 3.875%
HK$8,617
−HK$264/mo
Today · 4.125%
HK$8,881
baseline
▲ 0.50% · 4.625%
HK$9,422
+HK$541/mo
Deposit HK$204K · loan HK$1.83M · min. income ≈ HK$17,762/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,297
−HK$503/mo
▼ 0.25% · 3.875%
HK$9,547
−HK$253/mo
Today · 4.125%
HK$9,800
baseline
▲ 0.50% · 4.625%
HK$10,316
+HK$516/mo
Deposit HK$204K · loan HK$1.83M · min. income ≈ HK$19,600/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).