▼ 0.50% · 3.625%
HK$2,078
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,142
−HK$66/mo
Today · 4.125%
HK$2,208
baseline
▲ 0.50% · 4.625%
HK$2,342
+HK$134/mo
Deposit HK$456K · loan HK$456K · min. income ≈ HK$4,416/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,311
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,373
−HK$63/mo
Today · 4.125%
HK$2,436
baseline
▲ 0.50% · 4.625%
HK$2,565
+HK$129/mo
Deposit HK$456K · loan HK$456K · min. income ≈ HK$4,872/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,285
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,357
−HK$72/mo
Today · 4.125%
HK$2,429
baseline
▲ 0.50% · 4.625%
HK$2,577
+HK$148/mo
Deposit HK$410K · loan HK$501K · min. income ≈ HK$4,858/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,543
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,611
−HK$69/mo
Today · 4.125%
HK$2,680
baseline
▲ 0.50% · 4.625%
HK$2,821
+HK$141/mo
Deposit HK$410K · loan HK$501K · min. income ≈ HK$5,360/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,493
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,571
−HK$79/mo
Today · 4.125%
HK$2,650
baseline
▲ 0.50% · 4.625%
HK$2,811
+HK$161/mo
Deposit HK$364K · loan HK$547K · min. income ≈ HK$5,300/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,774
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,848
−HK$76/mo
Today · 4.125%
HK$2,924
baseline
▲ 0.50% · 4.625%
HK$3,078
+HK$154/mo
Deposit HK$364K · loan HK$547K · min. income ≈ HK$5,848/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,701
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,785
−HK$85/mo
Today · 4.125%
HK$2,870
baseline
▲ 0.50% · 4.625%
HK$3,045
+HK$175/mo
Deposit HK$319K · loan HK$592K · min. income ≈ HK$5,740/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,005
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,085
−HK$82/mo
Today · 4.125%
HK$3,167
baseline
▲ 0.50% · 4.625%
HK$3,334
+HK$167/mo
Deposit HK$319K · loan HK$592K · min. income ≈ HK$6,334/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,909
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,999
−HK$92/mo
Today · 4.125%
HK$3,091
baseline
▲ 0.50% · 4.625%
HK$3,279
+HK$188/mo
Deposit HK$273K · loan HK$638K · min. income ≈ HK$6,182/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,236
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,323
−HK$88/mo
Today · 4.125%
HK$3,411
baseline
▲ 0.50% · 4.625%
HK$3,591
+HK$180/mo
Deposit HK$273K · loan HK$638K · min. income ≈ HK$6,822/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,117
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,213
−HK$99/mo
Today · 4.125%
HK$3,312
baseline
▲ 0.50% · 4.625%
HK$3,513
+HK$201/mo
Deposit HK$228K · loan HK$683K · min. income ≈ HK$6,624/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,467
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,560
−HK$94/mo
Today · 4.125%
HK$3,654
baseline
▲ 0.50% · 4.625%
HK$3,847
+HK$193/mo
Deposit HK$228K · loan HK$683K · min. income ≈ HK$7,308/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,324
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,428
−HK$105/mo
Today · 4.125%
HK$3,533
baseline
▲ 0.50% · 4.625%
HK$3,748
+HK$215/mo
Deposit HK$182K · loan HK$729K · min. income ≈ HK$7,066/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,698
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,797
−HK$101/mo
Today · 4.125%
HK$3,898
baseline
▲ 0.50% · 4.625%
HK$4,104
+HK$206/mo
Deposit HK$182K · loan HK$729K · min. income ≈ HK$7,796/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,532
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,642
−HK$112/mo
Today · 4.125%
HK$3,754
baseline
▲ 0.50% · 4.625%
HK$3,982
+HK$228/mo
Deposit HK$137K · loan HK$774K · min. income ≈ HK$7,508/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,929
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,035
−HK$107/mo
Today · 4.125%
HK$4,142
baseline
▲ 0.50% · 4.625%
HK$4,360
+HK$218/mo
Deposit HK$137K · loan HK$774K · min. income ≈ HK$8,284/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,740
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,856
−HK$118/mo
Today · 4.125%
HK$3,974
baseline
▲ 0.50% · 4.625%
HK$4,216
+HK$242/mo
Deposit HK$91K · loan HK$820K · min. income ≈ HK$7,948/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,161
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,272
−HK$113/mo
Today · 4.125%
HK$4,385
baseline
▲ 0.50% · 4.625%
HK$4,616
+HK$231/mo
Deposit HK$91K · loan HK$820K · min. income ≈ HK$8,770/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).