▼ 0.50% · 3.625%
HK$1,972
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,033
−HK$62/mo
Today · 4.125%
HK$2,095
baseline
▲ 0.50% · 4.625%
HK$2,223
+HK$128/mo
Deposit HK$432K · loan HK$432K · min. income ≈ HK$4,190/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,194
−HK$118/mo
▼ 0.25% · 3.875%
HK$2,252
−HK$60/mo
Today · 4.125%
HK$2,312
baseline
▲ 0.50% · 4.625%
HK$2,434
+HK$122/mo
Deposit HK$432K · loan HK$432K · min. income ≈ HK$4,624/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,169
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,236
−HK$69/mo
Today · 4.125%
HK$2,305
baseline
▲ 0.50% · 4.625%
HK$2,445
+HK$140/mo
Deposit HK$389K · loan HK$476K · min. income ≈ HK$4,610/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,413
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,478
−HK$65/mo
Today · 4.125%
HK$2,543
baseline
▲ 0.50% · 4.625%
HK$2,677
+HK$134/mo
Deposit HK$389K · loan HK$476K · min. income ≈ HK$5,086/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,366
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,440
−HK$74/mo
Today · 4.125%
HK$2,514
baseline
▲ 0.50% · 4.625%
HK$2,667
+HK$153/mo
Deposit HK$346K · loan HK$519K · min. income ≈ HK$5,028/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,632
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,703
−HK$71/mo
Today · 4.125%
HK$2,774
baseline
▲ 0.50% · 4.625%
HK$2,921
+HK$147/mo
Deposit HK$346K · loan HK$519K · min. income ≈ HK$5,548/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,563
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,643
−HK$81/mo
Today · 4.125%
HK$2,724
baseline
▲ 0.50% · 4.625%
HK$2,890
+HK$166/mo
Deposit HK$303K · loan HK$562K · min. income ≈ HK$5,448/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,852
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,928
−HK$78/mo
Today · 4.125%
HK$3,006
baseline
▲ 0.50% · 4.625%
HK$3,164
+HK$158/mo
Deposit HK$303K · loan HK$562K · min. income ≈ HK$6,012/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,760
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,846
−HK$88/mo
Today · 4.125%
HK$2,934
baseline
▲ 0.50% · 4.625%
HK$3,112
+HK$178/mo
Deposit HK$259K · loan HK$605K · min. income ≈ HK$5,868/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,071
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,153
−HK$84/mo
Today · 4.125%
HK$3,237
baseline
▲ 0.50% · 4.625%
HK$3,408
+HK$171/mo
Deposit HK$259K · loan HK$605K · min. income ≈ HK$6,474/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,958
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,050
−HK$93/mo
Today · 4.125%
HK$3,143
baseline
▲ 0.50% · 4.625%
HK$3,334
+HK$191/mo
Deposit HK$216K · loan HK$649K · min. income ≈ HK$6,286/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,290
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,379
−HK$89/mo
Today · 4.125%
HK$3,468
baseline
▲ 0.50% · 4.625%
HK$3,651
+HK$183/mo
Deposit HK$216K · loan HK$649K · min. income ≈ HK$6,936/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,155
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,253
−HK$100/mo
Today · 4.125%
HK$3,353
baseline
▲ 0.50% · 4.625%
HK$3,557
+HK$204/mo
Deposit HK$173K · loan HK$692K · min. income ≈ HK$6,706/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,510
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,604
−HK$95/mo
Today · 4.125%
HK$3,699
baseline
▲ 0.50% · 4.625%
HK$3,894
+HK$195/mo
Deposit HK$173K · loan HK$692K · min. income ≈ HK$7,398/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,352
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,456
−HK$106/mo
Today · 4.125%
HK$3,562
baseline
▲ 0.50% · 4.625%
HK$3,779
+HK$217/mo
Deposit HK$130K · loan HK$735K · min. income ≈ HK$7,124/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,729
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,829
−HK$102/mo
Today · 4.125%
HK$3,931
baseline
▲ 0.50% · 4.625%
HK$4,138
+HK$207/mo
Deposit HK$130K · loan HK$735K · min. income ≈ HK$7,862/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,549
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,660
−HK$112/mo
Today · 4.125%
HK$3,772
baseline
▲ 0.50% · 4.625%
HK$4,001
+HK$229/mo
Deposit HK$86K · loan HK$778K · min. income ≈ HK$7,544/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,948
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,054
−HK$108/mo
Today · 4.125%
HK$4,162
baseline
▲ 0.50% · 4.625%
HK$4,381
+HK$219/mo
Deposit HK$86K · loan HK$778K · min. income ≈ HK$8,324/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).