▼ 0.50% · 3.625%
HK$20,592
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,233
−HK$650/mo
Today · 4.125%
HK$21,883
baseline
▲ 0.50% · 4.625%
HK$23,215
+HK$1,332/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,766/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,908
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,523
−HK$623/mo
Today · 4.125%
HK$24,146
baseline
▲ 0.50% · 4.625%
HK$25,419
+HK$1,273/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,292/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,651
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,356
−HK$716/mo
Today · 4.125%
HK$24,072
baseline
▲ 0.50% · 4.625%
HK$25,536
+HK$1,464/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$48,144/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,199
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,875
−HK$686/mo
Today · 4.125%
HK$26,561
baseline
▲ 0.50% · 4.625%
HK$27,961
+HK$1,400/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$53,122/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,710
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,479
−HK$781/mo
Today · 4.125%
HK$26,260
baseline
▲ 0.50% · 4.625%
HK$27,858
+HK$1,598/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,520/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,490
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,227
−HK$748/mo
Today · 4.125%
HK$28,975
baseline
▲ 0.50% · 4.625%
HK$30,503
+HK$1,528/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,950/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,770
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,602
−HK$846/mo
Today · 4.125%
HK$28,448
baseline
▲ 0.50% · 4.625%
HK$30,179
+HK$1,731/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,896/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,781
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,580
−HK$810/mo
Today · 4.125%
HK$31,390
baseline
▲ 0.50% · 4.625%
HK$33,044
+HK$1,654/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,780/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,829
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,726
−HK$911/mo
Today · 4.125%
HK$30,637
baseline
▲ 0.50% · 4.625%
HK$32,501
+HK$1,864/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,274/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,072
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,932
−HK$872/mo
Today · 4.125%
HK$33,804
baseline
▲ 0.50% · 4.625%
HK$35,586
+HK$1,782/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,608/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,888
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,849
−HK$976/mo
Today · 4.125%
HK$32,825
baseline
▲ 0.50% · 4.625%
HK$34,822
+HK$1,997/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,650/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,363
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,284
−HK$935/mo
Today · 4.125%
HK$36,219
baseline
▲ 0.50% · 4.625%
HK$38,128
+HK$1,909/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,438/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,947
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,972
−HK$1,041/mo
Today · 4.125%
HK$35,013
baseline
▲ 0.50% · 4.625%
HK$37,144
+HK$2,131/mo
Deposit HK$1.81M · loan HK$7.22M · min. income ≈ HK$70,026/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,653
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,636
−HK$998/mo
Today · 4.125%
HK$38,634
baseline
▲ 0.50% · 4.625%
HK$40,670
+HK$2,036/mo
Deposit HK$1.81M · loan HK$7.22M · min. income ≈ HK$77,268/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,006
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,095
−HK$1,107/mo
Today · 4.125%
HK$37,202
baseline
▲ 0.50% · 4.625%
HK$39,465
+HK$2,263/mo
Deposit HK$1.35M · loan HK$7.68M · min. income ≈ HK$74,404/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,944
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,989
−HK$1,059/mo
Today · 4.125%
HK$41,048
baseline
▲ 0.50% · 4.625%
HK$43,212
+HK$2,164/mo
Deposit HK$1.35M · loan HK$7.68M · min. income ≈ HK$82,096/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,066
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,219
−HK$1,171/mo
Today · 4.125%
HK$39,390
baseline
▲ 0.50% · 4.625%
HK$41,787
+HK$2,397/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$78,780/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,235
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,341
−HK$1,122/mo
Today · 4.125%
HK$43,463
baseline
▲ 0.50% · 4.625%
HK$45,754
+HK$2,291/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$86,926/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,056 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).