▼ 0.50% · 3.625%
HK$2,534
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,613
−HK$80/mo
Today · 4.125%
HK$2,693
baseline
▲ 0.50% · 4.625%
HK$2,857
+HK$164/mo
Deposit HK$556K · loan HK$556K · min. income ≈ HK$5,386/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,819
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,895
−HK$76/mo
Today · 4.125%
HK$2,971
baseline
▲ 0.50% · 4.625%
HK$3,128
+HK$157/mo
Deposit HK$556K · loan HK$556K · min. income ≈ HK$5,942/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,787
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,874
−HK$88/mo
Today · 4.125%
HK$2,962
baseline
▲ 0.50% · 4.625%
HK$3,142
+HK$180/mo
Deposit HK$500K · loan HK$611K · min. income ≈ HK$5,924/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,101
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,184
−HK$84/mo
Today · 4.125%
HK$3,268
baseline
▲ 0.50% · 4.625%
HK$3,441
+HK$173/mo
Deposit HK$500K · loan HK$611K · min. income ≈ HK$6,536/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,041
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,135
−HK$96/mo
Today · 4.125%
HK$3,231
baseline
▲ 0.50% · 4.625%
HK$3,428
+HK$197/mo
Deposit HK$445K · loan HK$667K · min. income ≈ HK$6,462/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,383
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,474
−HK$92/mo
Today · 4.125%
HK$3,566
baseline
▲ 0.50% · 4.625%
HK$3,754
+HK$188/mo
Deposit HK$445K · loan HK$667K · min. income ≈ HK$7,132/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,294
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,397
−HK$104/mo
Today · 4.125%
HK$3,501
baseline
▲ 0.50% · 4.625%
HK$3,714
+HK$213/mo
Deposit HK$389K · loan HK$722K · min. income ≈ HK$7,002/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,665
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,763
−HK$100/mo
Today · 4.125%
HK$3,863
baseline
▲ 0.50% · 4.625%
HK$4,066
+HK$203/mo
Deposit HK$389K · loan HK$722K · min. income ≈ HK$7,726/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,548
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,658
−HK$112/mo
Today · 4.125%
HK$3,770
baseline
▲ 0.50% · 4.625%
HK$3,999
+HK$229/mo
Deposit HK$333K · loan HK$778K · min. income ≈ HK$7,540/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,947
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,052
−HK$108/mo
Today · 4.125%
HK$4,160
baseline
▲ 0.50% · 4.625%
HK$4,379
+HK$219/mo
Deposit HK$333K · loan HK$778K · min. income ≈ HK$8,320/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,801
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,919
−HK$120/mo
Today · 4.125%
HK$4,039
baseline
▲ 0.50% · 4.625%
HK$4,285
+HK$246/mo
Deposit HK$278K · loan HK$833K · min. income ≈ HK$8,078/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,229
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,342
−HK$115/mo
Today · 4.125%
HK$4,457
baseline
▲ 0.50% · 4.625%
HK$4,692
+HK$235/mo
Deposit HK$278K · loan HK$833K · min. income ≈ HK$8,914/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,054
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,180
−HK$129/mo
Today · 4.125%
HK$4,309
baseline
▲ 0.50% · 4.625%
HK$4,571
+HK$262/mo
Deposit HK$222K · loan HK$889K · min. income ≈ HK$8,618/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,510
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,631
−HK$123/mo
Today · 4.125%
HK$4,754
baseline
▲ 0.50% · 4.625%
HK$5,005
+HK$251/mo
Deposit HK$222K · loan HK$889K · min. income ≈ HK$9,508/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,308
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,442
−HK$136/mo
Today · 4.125%
HK$4,578
baseline
▲ 0.50% · 4.625%
HK$4,856
+HK$278/mo
Deposit HK$167K · loan HK$945K · min. income ≈ HK$9,156/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,792
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,921
−HK$130/mo
Today · 4.125%
HK$5,051
baseline
▲ 0.50% · 4.625%
HK$5,317
+HK$266/mo
Deposit HK$167K · loan HK$945K · min. income ≈ HK$10,102/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,561
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,703
−HK$144/mo
Today · 4.125%
HK$4,847
baseline
▲ 0.50% · 4.625%
HK$5,142
+HK$295/mo
Deposit HK$111K · loan HK$1.00M · min. income ≈ HK$9,694/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,074
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,210
−HK$138/mo
Today · 4.125%
HK$5,348
baseline
▲ 0.50% · 4.625%
HK$5,630
+HK$282/mo
Deposit HK$111K · loan HK$1.00M · min. income ≈ HK$10,696/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).