▼ 0.50% · 3.625%
HK$4,946
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,100
−HK$157/mo
Today · 4.125%
HK$5,257
baseline
▲ 0.50% · 4.625%
HK$5,576
+HK$319/mo
Deposit HK$1.08M · loan HK$1.08M · min. income ≈ HK$10,514/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,503
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,650
−HK$150/mo
Today · 4.125%
HK$5,800
baseline
▲ 0.50% · 4.625%
HK$6,106
+HK$306/mo
Deposit HK$1.08M · loan HK$1.08M · min. income ≈ HK$11,600/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,441
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,610
−HK$172/mo
Today · 4.125%
HK$5,782
baseline
▲ 0.50% · 4.625%
HK$6,134
+HK$352/mo
Deposit HK$976K · loan HK$1.19M · min. income ≈ HK$11,564/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,053
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,215
−HK$165/mo
Today · 4.125%
HK$6,380
baseline
▲ 0.50% · 4.625%
HK$6,716
+HK$336/mo
Deposit HK$976K · loan HK$1.19M · min. income ≈ HK$12,760/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,936
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,120
−HK$188/mo
Today · 4.125%
HK$6,308
baseline
▲ 0.50% · 4.625%
HK$6,692
+HK$384/mo
Deposit HK$868K · loan HK$1.30M · min. income ≈ HK$12,616/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,603
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,780
−HK$180/mo
Today · 4.125%
HK$6,960
baseline
▲ 0.50% · 4.625%
HK$7,327
+HK$367/mo
Deposit HK$868K · loan HK$1.30M · min. income ≈ HK$13,920/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,430
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,630
−HK$203/mo
Today · 4.125%
HK$6,833
baseline
▲ 0.50% · 4.625%
HK$7,249
+HK$416/mo
Deposit HK$759K · loan HK$1.41M · min. income ≈ HK$13,666/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,154
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,345
−HK$195/mo
Today · 4.125%
HK$7,540
baseline
▲ 0.50% · 4.625%
HK$7,938
+HK$398/mo
Deposit HK$759K · loan HK$1.41M · min. income ≈ HK$15,080/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,925
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,140
−HK$219/mo
Today · 4.125%
HK$7,359
baseline
▲ 0.50% · 4.625%
HK$7,807
+HK$448/mo
Deposit HK$651K · loan HK$1.52M · min. income ≈ HK$14,718/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,704
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,910
−HK$210/mo
Today · 4.125%
HK$8,120
baseline
▲ 0.50% · 4.625%
HK$8,548
+HK$428/mo
Deposit HK$651K · loan HK$1.52M · min. income ≈ HK$16,240/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,420
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,650
−HK$235/mo
Today · 4.125%
HK$7,885
baseline
▲ 0.50% · 4.625%
HK$8,365
+HK$480/mo
Deposit HK$542K · loan HK$1.63M · min. income ≈ HK$15,770/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,254
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,476
−HK$224/mo
Today · 4.125%
HK$8,700
baseline
▲ 0.50% · 4.625%
HK$9,159
+HK$459/mo
Deposit HK$542K · loan HK$1.63M · min. income ≈ HK$17,400/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,914
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,160
−HK$250/mo
Today · 4.125%
HK$8,410
baseline
▲ 0.50% · 4.625%
HK$8,922
+HK$512/mo
Deposit HK$434K · loan HK$1.74M · min. income ≈ HK$16,820/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,804
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,041
−HK$239/mo
Today · 4.125%
HK$9,280
baseline
▲ 0.50% · 4.625%
HK$9,769
+HK$489/mo
Deposit HK$434K · loan HK$1.74M · min. income ≈ HK$18,560/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,409
−HK$527/mo
▼ 0.25% · 3.875%
HK$8,670
−HK$266/mo
Today · 4.125%
HK$8,936
baseline
▲ 0.50% · 4.625%
HK$9,480
+HK$544/mo
Deposit HK$325K · loan HK$1.84M · min. income ≈ HK$17,872/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,355
−HK$505/mo
▼ 0.25% · 3.875%
HK$9,606
−HK$254/mo
Today · 4.125%
HK$9,860
baseline
▲ 0.50% · 4.625%
HK$10,380
+HK$520/mo
Deposit HK$325K · loan HK$1.84M · min. income ≈ HK$19,720/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,903
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,180
−HK$282/mo
Today · 4.125%
HK$9,462
baseline
▲ 0.50% · 4.625%
HK$10,037
+HK$575/mo
Deposit HK$217K · loan HK$1.95M · min. income ≈ HK$18,924/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,905
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,171
−HK$269/mo
Today · 4.125%
HK$10,440
baseline
▲ 0.50% · 4.625%
HK$10,990
+HK$550/mo
Deposit HK$217K · loan HK$1.95M · min. income ≈ HK$20,880/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).