▼ 0.50% · 3.625%
HK$4,049
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,175
−HK$128/mo
Today · 4.125%
HK$4,303
baseline
▲ 0.50% · 4.625%
HK$4,565
+HK$262/mo
Deposit HK$888K · loan HK$888K · min. income ≈ HK$8,606/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,505
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,626
−HK$122/mo
Today · 4.125%
HK$4,748
baseline
▲ 0.50% · 4.625%
HK$4,998
+HK$250/mo
Deposit HK$888K · loan HK$888K · min. income ≈ HK$9,496/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,454
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,593
−HK$141/mo
Today · 4.125%
HK$4,734
baseline
▲ 0.50% · 4.625%
HK$5,022
+HK$288/mo
Deposit HK$799K · loan HK$977K · min. income ≈ HK$9,468/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,955
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,088
−HK$135/mo
Today · 4.125%
HK$5,223
baseline
▲ 0.50% · 4.625%
HK$5,498
+HK$275/mo
Deposit HK$799K · loan HK$977K · min. income ≈ HK$10,446/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,859
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,010
−HK$154/mo
Today · 4.125%
HK$5,164
baseline
▲ 0.50% · 4.625%
HK$5,478
+HK$314/mo
Deposit HK$710K · loan HK$1.07M · min. income ≈ HK$10,328/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,406
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,551
−HK$147/mo
Today · 4.125%
HK$5,698
baseline
▲ 0.50% · 4.625%
HK$5,998
+HK$300/mo
Deposit HK$710K · loan HK$1.07M · min. income ≈ HK$11,396/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,264
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,428
−HK$166/mo
Today · 4.125%
HK$5,594
baseline
▲ 0.50% · 4.625%
HK$5,935
+HK$341/mo
Deposit HK$622K · loan HK$1.15M · min. income ≈ HK$11,188/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,856
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,013
−HK$160/mo
Today · 4.125%
HK$6,173
baseline
▲ 0.50% · 4.625%
HK$6,498
+HK$325/mo
Deposit HK$622K · loan HK$1.15M · min. income ≈ HK$12,346/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,669
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,845
−HK$179/mo
Today · 4.125%
HK$6,024
baseline
▲ 0.50% · 4.625%
HK$6,391
+HK$367/mo
Deposit HK$533K · loan HK$1.24M · min. income ≈ HK$12,048/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,307
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,476
−HK$171/mo
Today · 4.125%
HK$6,647
baseline
▲ 0.50% · 4.625%
HK$6,998
+HK$351/mo
Deposit HK$533K · loan HK$1.24M · min. income ≈ HK$13,294/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,074
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,263
−HK$192/mo
Today · 4.125%
HK$6,455
baseline
▲ 0.50% · 4.625%
HK$6,848
+HK$393/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$12,910/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,757
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,938
−HK$184/mo
Today · 4.125%
HK$7,122
baseline
▲ 0.50% · 4.625%
HK$7,498
+HK$376/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$14,244/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,479
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,680
−HK$205/mo
Today · 4.125%
HK$6,885
baseline
▲ 0.50% · 4.625%
HK$7,304
+HK$419/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$13,770/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,208
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,401
−HK$196/mo
Today · 4.125%
HK$7,597
baseline
▲ 0.50% · 4.625%
HK$7,998
+HK$401/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$15,194/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,884
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,098
−HK$217/mo
Today · 4.125%
HK$7,315
baseline
▲ 0.50% · 4.625%
HK$7,761
+HK$446/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$14,630/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,658
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,864
−HK$208/mo
Today · 4.125%
HK$8,072
baseline
▲ 0.50% · 4.625%
HK$8,497
+HK$425/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$16,144/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,289
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,515
−HK$231/mo
Today · 4.125%
HK$7,746
baseline
▲ 0.50% · 4.625%
HK$8,217
+HK$471/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$15,492/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,109
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,326
−HK$221/mo
Today · 4.125%
HK$8,547
baseline
▲ 0.50% · 4.625%
HK$8,997
+HK$450/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$17,094/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).