▼ 0.50% · 3.625%
HK$2,328
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,400
−HK$74/mo
Today · 4.125%
HK$2,474
baseline
▲ 0.50% · 4.625%
HK$2,624
+HK$150/mo
Deposit HK$510K · loan HK$510K · min. income ≈ HK$4,948/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,590
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,659
−HK$70/mo
Today · 4.125%
HK$2,729
baseline
▲ 0.50% · 4.625%
HK$2,873
+HK$144/mo
Deposit HK$510K · loan HK$510K · min. income ≈ HK$5,458/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,560
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,640
−HK$81/mo
Today · 4.125%
HK$2,721
baseline
▲ 0.50% · 4.625%
HK$2,887
+HK$166/mo
Deposit HK$459K · loan HK$561K · min. income ≈ HK$5,442/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,849
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,925
−HK$77/mo
Today · 4.125%
HK$3,002
baseline
▲ 0.50% · 4.625%
HK$3,161
+HK$159/mo
Deposit HK$459K · loan HK$561K · min. income ≈ HK$6,004/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,793
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,880
−HK$88/mo
Today · 4.125%
HK$2,968
baseline
▲ 0.50% · 4.625%
HK$3,149
+HK$181/mo
Deposit HK$408K · loan HK$612K · min. income ≈ HK$5,936/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,107
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,191
−HK$84/mo
Today · 4.125%
HK$3,275
baseline
▲ 0.50% · 4.625%
HK$3,448
+HK$173/mo
Deposit HK$408K · loan HK$612K · min. income ≈ HK$6,550/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,026
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,120
−HK$96/mo
Today · 4.125%
HK$3,216
baseline
▲ 0.50% · 4.625%
HK$3,411
+HK$195/mo
Deposit HK$357K · loan HK$664K · min. income ≈ HK$6,432/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,366
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,457
−HK$91/mo
Today · 4.125%
HK$3,548
baseline
▲ 0.50% · 4.625%
HK$3,735
+HK$187/mo
Deposit HK$357K · loan HK$664K · min. income ≈ HK$7,096/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,259
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,360
−HK$103/mo
Today · 4.125%
HK$3,463
baseline
▲ 0.50% · 4.625%
HK$3,674
+HK$211/mo
Deposit HK$306K · loan HK$715K · min. income ≈ HK$6,926/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,625
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,723
−HK$98/mo
Today · 4.125%
HK$3,821
baseline
▲ 0.50% · 4.625%
HK$4,023
+HK$202/mo
Deposit HK$306K · loan HK$715K · min. income ≈ HK$7,642/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,492
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,600
−HK$111/mo
Today · 4.125%
HK$3,711
baseline
▲ 0.50% · 4.625%
HK$3,936
+HK$225/mo
Deposit HK$255K · loan HK$766K · min. income ≈ HK$7,422/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,884
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,989
−HK$105/mo
Today · 4.125%
HK$4,094
baseline
▲ 0.50% · 4.625%
HK$4,310
+HK$216/mo
Deposit HK$255K · loan HK$766K · min. income ≈ HK$8,188/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,724
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,840
−HK$118/mo
Today · 4.125%
HK$3,958
baseline
▲ 0.50% · 4.625%
HK$4,199
+HK$241/mo
Deposit HK$204K · loan HK$817K · min. income ≈ HK$7,916/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,143
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,254
−HK$113/mo
Today · 4.125%
HK$4,367
baseline
▲ 0.50% · 4.625%
HK$4,597
+HK$230/mo
Deposit HK$204K · loan HK$817K · min. income ≈ HK$8,734/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,957
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,080
−HK$125/mo
Today · 4.125%
HK$4,205
baseline
▲ 0.50% · 4.625%
HK$4,461
+HK$256/mo
Deposit HK$153K · loan HK$868K · min. income ≈ HK$8,410/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,402
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,520
−HK$120/mo
Today · 4.125%
HK$4,640
baseline
▲ 0.50% · 4.625%
HK$4,885
+HK$245/mo
Deposit HK$153K · loan HK$868K · min. income ≈ HK$9,280/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,190
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,320
−HK$133/mo
Today · 4.125%
HK$4,453
baseline
▲ 0.50% · 4.625%
HK$4,724
+HK$271/mo
Deposit HK$102K · loan HK$919K · min. income ≈ HK$8,906/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,661
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,786
−HK$127/mo
Today · 4.125%
HK$4,913
baseline
▲ 0.50% · 4.625%
HK$5,172
+HK$259/mo
Deposit HK$102K · loan HK$919K · min. income ≈ HK$9,826/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).